Paying without a bank card in Cuba is possible with ETECSA’s MiTransfer virtual wallet.
Through this tool you can make payments for services and products without the need for a traditional bank account. In this article, we explain how to do it and why it is a good payment alternative.
What is MiTransfer Wallet?
The MiTransfer wallet is a service that allows you to manage money virtually using only your mobile phone number and the Transfermóvil app. With this wallet, you can make payments and transfers without a bank card, facilitating access to e-commerce in Cuba.
Accounts associated with the MiTransfer Wallet
The MiTransfer wallet has two associated accounts:
USD Account: used to make purchases in stores that accept payments in dollars, such as the acquisition of products or services through platforms such as Nauta Plus. This account can be recharged from abroad on websites such as Cubamax, Cubatel, Vidaipay or Vacuba. In addition, you can also receive transfers from other USD wallets.
Account in CUP: ideal for paying for ETECSA services, such as mobile top-ups, Nauta Hogar service and paying telephone bills. This account is also accepted in various national stores. It can be recharged through transfers from other wallets, bank cards, or with cash deposits at CADECA.
How to register in MiTransfer Wallet?
The registration process is simple and accessible to any user who owns a mobile line. Here are the steps:
- Access the Transfermóvil application and select the MyTransfer option.
- Go to the Settings section and select Sign Up.
- Please provide your ID card or passport number.
- Create a 4-digit PIN that you will use to authenticate yourself to the system.
- Make sure the ID number matches the mobile line holder.
- Once this process is complete, you will have access to your virtual wallet to make payments, transfers and top-ups.
Advantages of using the MiTransfer Wallet
The MiTransfer wallet is ideal for those who do not have a bank card, as it allows them to manage payments virtually. In addition, for banked people, it represents an additional alternative for making transactions. Some of the advantages include:
- Access to exclusive telecommunications services, such as mobile balance recharge, Nauta Hogar and payment of telephone bills.
- Payments in stores and shops: You can use the wallet in establishments such as TRD, CIMEX, Cubanacán, Havanatur, Caracol, Palmares and ARTEX, either in person or on their online platforms.
- Transfers between users: Allows you to send money to other clients who have wallets in the same currency (CUP or USD).
For those wondering if it is possible to pay in CUP with the USD account, the answer is NO. It is not possible to make payments in CUP with the balance of your USD account. Each account is intended to operate in its respective currency.
Do you have more questions? Read the FAQ page on the official Etecsa website.
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