2023-08-31 16:45:48
Housing: a necessity for health and the environment
Housing is a basic need for people’s health, well-being and financial situation. However, it is also a significant source of greenhouse gases, contributing 24% of all global CO2 emissions.. Thus, the energy efficiency of residential properties should be improved to reduce their impact on the environment.
Housing markets and the COVID-19 pandemic
The COVID-19 pandemic has impacted housing markets by altering work-life balance, leading to postponements in housing demand. Economically sound and efficiently designed policies are needed to make housing markets more efficient, more inclusive and more sustainable.
The impact of housing finance
Financing has important implications for macroeconomic stability and resilience. Mortgage interest rates have risen, driving up the cost of residential property, especially for new buyers and those who have taken out variable-rate loans. It is therefore essential that governments make housing finance a reliable source of capital without jeopardizing financial stability..
The importance of energy renovation
The rental market is hampered in its investments for energy renovation, due to divergent incentives between owners and tenants. Developers should use innovative tools to finance the considerable investments required to improve the energy efficiency of properties. In addition, it is essential to ensure that the supply of housing adapts to the change in demand in order to stem the rise in prices and rents in the areas where the population wishes to live.
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#Housing #financing
