Household loans from the five major banks increased to the highest in 2 years and 4 months, continuing to increase for 7 consecutive months.

2023-12-01 08:37:26
[비즈니스포스트] In November, household loans from the five major commercial banks increased the most this year.

According to the financial sector on the 1st, the household loan balance of the five major banks (KB Kookmin, Shinhan, Hana, Woori, and NH Nonghyup) at the end of November was 690.3856 trillion won. It increased by 4.3737 trillion won from 686.119 trillion won at the end of October.

▲ It was calculated that household loans from the five major banks increased by more than 4 trillion won in November.

On a monthly basis, this is the largest increase in 2 years and 4 months since July 2021, which was 6.2 trillion won.

Household loans from the five major banks have continued to increase for seven consecutive months since May, and the rate of increase is becoming steeper.

Household loans from the five major banks increased by 143.1 billion won in May, but following reaching 600 billion won in June and 900 billion won in July, they increased by more than 1 trillion won in August and by 3.9 trillion won in October.

It was found that mortgage loans led the overall increase in household loans.

As of the end of November, the main loan balance of the five major banks was 526.2223 trillion won, an increase of 4.9959 trillion won in one month.

It was found that the number of mortgage loans increased significantly due to the surge in group lending in November.

The balance of personal credit loans was calculated to be 107.7191 trillion won. It decreased by 223.3 billion won from the end of October. Reporter Hanjae Lee

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