2023-08-10 03:01:45
Hongtai Life Insurance: The risk of cancer increases
According to the 109-year National Cancer Registration Report released by the National Health Service of the Ministry of Health and Welfare at the end of last year (111), the number of new cancers was 121,979, and the top ten cancers were the colorectal cancer, lung cancer, female Breast cancer, liver cancer, oral cancer, prostate cancer, thyroid cancer, stomach cancer, skin cancer and non-Hodgkin’s lymphoma, and the cancer clock is fast forwarded, and one person is diagnosed with cancer every 4 minutes and 19 seconds. Faced with the increased risk of cancer, how to prevent and respond early is a topic that modern people must think regarding.
Cancer is a terrible threat to a healthy life and a happy family. Therefore, it is the best policy to actively face the issue of cancer, maintain good living habits, and conduct regular screenings. Considering the high cost of cancer treatment, policyholders usually choose to purchase related medical insurance to pay for it in order to take precautions. Hongtai Life Insurance said that there are many types of medical insurance, each with its own advantages and disadvantages. At present, some cancer treatments can be implemented in outpatient clinics. In the identification of claim applications, cancer insurance is relatively clearer; if family members have relevant medical history, when applying for insurance Cancer insurance can be given priority, and other medical insurance can be used as a supplement when the budget is plentiful.
Generally speaking, cancer insurance payment items include cancer hospitalization medical insurance, cancer surgery hospitalization medical insurance, cancer discharge recuperation insurance, cancer outpatient medical insurance, cancer hospitalization surgery medical insurance, cancer outpatient surgery medical insurance, or For individual cancer treatment and medical equipment-related insurance, the policy clauses of cancer insurance will also specify the claim items and conditions for the diagnosis of cancer, such as the scope of coverage, insurance payment is a fixed amount multiplied by the actual number of days of hospitalization for cancer treatment, and The limit on the total amount of accumulative benefits, etc., must be carefully considered when applying for insurance. In the case of “Hong Tai Life Good Health Cancer Prevention Medical Lifelong Health Insurance (FCD)”, the protection content provides 11 related medical protections following cancer, and The upper limit of the cumulative total benefit amount is multiplied by 1,500 times the “daily amount of cancer hospitalization medical insurance benefits”.
And cancer insurance also has an insurance policy type that provides immediate and one-time payment protection for the first cancer, and simplifies the attached documents for claim application. “Hong Tai Life True Health Cancer Prevention Lifetime Health Insurance (FCC)” belongs to this type of cancer insurance , the documents prepared for the claims application are relatively simple and easy to prepare. Hongtai Life Insurance reminds that when applying for insurance, you must pay special attention to the limit of the insured amount of the same type of insurance products. In addition, you must also pay attention to common diseases that are refused insurance, such as malignant tumor symptoms or medical history, etc., and carefully review the policy terms before applying for insurance. At this time, the insurance protection function can be truly played to take care of yourself and your family.
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