“The interest rate on the loan is so high, and most of the cash I have is tied up in the jeonse deposit. The impatience of being the same also played a role. If you live with a belt tightened for 1-2 years, the market situation will change.”
The government’s omnidirectional deregulation is also blowing the Seoul sales market. The model house of ‘Olympic Park Foreon (Dunchon Jugong)’ in Gangdong-gu, Seoul, which I visited on the 8th, was crowded with winners who came to sign contracts from early hours. An official from the model house said, “Average 200 to 300 winners visit each day to sign contracts.
Olympic Park Foreon, which is located in Dunchon-dong, Gangdong-gu, Seoul, is a super-large complex with a total of 12,032 units, including 4,786 units for general sale. It was selected as the biggest beneficiary complex as the government announced in its New Year’s business report on the 3rd that it would completely lift all regulated areas except for Gangnam 3-gu (Gangnam, Seocho, Songpa) and Yongsan and retroactively apply the release of sales market regulations. The exclusive 84㎡ pre-sale price exceeds 1.2 billion won, but interim payment loans are available, and the resale limit will be reduced from 8 years to 1 year. The requirement for actual residence has also disappeared, so you can pay the balance with the jeonse deposit at the time of moving in, and the obligation to dispose of the existing house for the winner of the one-house subscription does not apply.
Seonmo, a contractor in her 50s (Yeomchang-dong, Gangseo-gu), whom we met at the model house that day, said, “The shortening of the period for resale of pre-sale rights was an opportunity for me to solidify my decision.” I signed the contract thinking it would be better.” He added, “It’s fortunate for the winner, but those who didn’t subscribe due to regulatory conditions will feel sick.”
Mr. Kim, in his 60s, who came from Wirye-dong, Songpa-gu, said, “I had doubts, ‘Is this the right time to buy my own house?’ There was no reason to worry regarding signing a contract because I was looking at it.”
There were also mixed joys and sorrows between the winners of the exclusive 59㎡ and 84㎡. A household of 3 to 4 people, whose financial situation is not good due to the prohibition of interim payment loans with an existing pre-sale price of 1.2 billion won or more, subscribed to 59㎡ as ‘crying and eating mustard’, and with this deregulation, it is possible to borrow an intermediate payment for an exclusive 84㎡.
Mr. Jo (Cheonho-dong, Gangdong-gu), a ‘three-person household’ who won the exclusive 59㎡, said, “I was worried because there were many people who had given up on contracts around me, but when I came, the atmosphere completely changed.” I think it will be 70-80% or more,” he said. He said, “It’s far from the company, but there are well-equipped schools and parks around, so I applied for the purpose of living.
Mr. Lee, an office worker in his 40s from Gwangjin-gu, said, “I won the exclusive 84㎡, but I was regarding to give up the contract because the amount of the 1st and 2nd intermediate payment was not enough even if I mobilized all the cash I saved.” ran to,” he said. Mr. Byun Mo, an office worker in his 50s who won the prize in Gangdong-gu, said, “I was worried regarding 59㎡ and 84㎡, but it is regrettable that I chose 59㎡ because of interest rates and interim payment loans.”
In the vicinity of the model house, there were also ‘floating rooms’. As restrictions on resale have been lifted due to deregulation and trading of the pre-sale rights of the complex has become possible from next year, the movement to resell the complex with a premium before moving in has become active.
“There are quite a few people who want to buy it, so I came out to recruit contractors in advance,” said an official at Tsutdabang. I see it,” he said. Another official said, “Only those who can withstand the interest will remain until the end, and we will try to shake off the rest.”
‘Jangwi Xi Radiant’ (Seongbuk-gu), ‘Gangdong Heritage Xi’ (Gangdong-gu), ‘Mapo The Clash’ (Mapo-gu), and ‘Cheolsan Xi The Heritage’ (Gwangmyeong, Gyeonggi), which were sold at the same time, are also positive. is observed It is a complex that was concerned that the contract rate would fall short of expectations because the pre-sale price was higher or similar to that of the surrounding complexes. An official from the sales market said, “The contract rate has been rising little by little since the government’s announcement.”
- reporter information
- Han Ji-yeon, Lim Jong-hyun
- [email protected]
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