2023-07-18 15:20:30
This content was not written by journalists from La Provence
How to overcome the difficulties of professional reintegration following a long absence? How to deal with the persistent sequelae of a frequently aggressive treatment? What to do when the memory of the disease hinders access to credit or insurance? Questions with serious consequences, which prompted France to reflect, and to finally adopt the Lemoine Law in 2016.
The right to be forgotten and its implications
First stopover, the famous right to be forgotten. This provision, at the very heart of the law, underlines the advantages of the Lemoine law for former cancer patients. Once they have been cured for five years or more, they no longer have to declare their disease. No more disapproving looks, no more loan or insurance denials due to past illness. A real revival for those who have paid a heavy price.
Respite homes and changing borrower insurance
That’s not all. Don’t you imagine that the law stops at this progress alone? No, there is more. Take respite homes. You do not know what it is ? They are there to help, to offer refuge to those who have survived cancer. A space of transition between the hospital and the real world, where one can readapt to everyday life, far from medical constraints.
This law also offers the possibility of changing borrower insurance at any time. A major advantage for former patients! They can now choose a more covering or less expensive offer, the day following signing the loan. Gone are the days when you had to wait for the anniversary of the contract to be able to terminate. A big step forward, isn’t it?
Abolition of the health questionnaire and reinforcement of the right to be forgotten
But, you might be thinking, what regarding the health questionnaire? Ah, the Lemoine law has thought of everything. Indeed, since June 1, 2022, this questionnaire has been removed for more than half of mortgages, which facilitates access to mortgages for patients and former patients. A fine example of the fairness that this law brings.
And, the icing on the cake is the strengthening of the right to be forgotten. Thanks to the Lemoine law, this period has been reduced from 10 to 5 years, which means that former patients no longer have to declare their illness 5 years following the end of the therapeutic protocol, regardless of age or borrowed quota.
Finances and Borrower Insurance: Impact on the Individual and Society
Finally, let’s talk finance. Borrower insurance represents a substantial part of the total cost of a loan, sometimes even more important than the interest itself. This may seem unfair, especially for former patients who have already faced financial difficulties during their treatment. With the Lemoine law, these people can hope for greater fairness in terms of insurance costs. This not only contributes to easing their financial burden, but also to reducing social inequalities.
The Lemoine law marked a turning point in the way France treats its cancer survivors. By introducing measures such as the right to be forgotten, the establishment of respite homes, the possibility of changing borrower insurance and the abolition of the health questionnaire, this law has made it possible to improve the quality of life of these people, giving them the opportunity to rebuild and return to normality.
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