The Superintendency of Health reported today through the Official Gazette the setting of 7.4% as the maximum percentage increase that the Isapres will apply to their plans starting in March, according to the Health Cost Index.
In this way, insurers will have five days to inform the Superintendency if they will make the increase effective and in what percentage, which represents a concrete reality due to the complex financial moment that the industry is going through.
According to the information published today in the Official Gazette, the 2024 cap is almost three times higher than the 2.6% established in 2023, in addition to the fact that its implementation will be brought forward following Congress approved to accelerate the process within the framework of the discussion of the public sector readjustment law, with the objective of balancing the finances of insurers.
Normally the process of increasing the plans begins in March and the Isapres have fifteen days to report the value of the increase, then the superintendency reviews the arguments and the readjustment is applied in July. This year the increase is brought forward to March, in addition, the calculation this time is different, since it does not include Fonasa costs, therefore, the limit is higher.
Finally, next year the increase in the Isapres plans will take place in September as compensation for the advance of collections next March.
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Senator Juan Luis Castro (PS) maintained that “a very adverse scenario might occur here in which the remedy ends up being worse than the disease. That is to say, that everything that Justice ruled in three consecutive rulings is entirely blurred as a result of the successive increases that people will have to pay during 2024.”
Héctor Sánchez, director of the Institute of Public Health of the U. Andrés Bello and former superintendent of Health, states that “this figure is far from what the ICSA has been in recent years, since before it was close to 2%, therefore it is an extraordinary increase.”
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