Mr. Withai Ratanakorn, President of Government Savings Bank, revealed that from the success of the home loan arrangement “Loan this year, pay next year” of the bank at the end of 2021 with low interest rates. Along with the installment payment for 6 months, it appears that people are interested in borrowing to have their own housing a lot. until able to release loans with a total amount of up to 17 billion baht
However, throughout the past year of 2022, there have been voices calling for the Government Savings Bank to organize another good promotion like this, so the bank has launched a home loan service “Loan this year, pay installment next year” again after the covid situation began to unfold. and began to resume economic activities again to meet the needs of customers By still giving the option to pay off installments. To help reduce the burden of the borrower’s installments
Home loan promotion “Loan this year, pay installment next year” Conditions and conditions are attractive for those who want to have a home. both buy/build/add/repair or want to refinance from other financial institutions In the case of life insurance for credit insurance First year interest rate 1.99% (MRR-4.255% p.a.) 2-3rd year = 2.980% (MRR-3.265% p.a.) 4th year onwards = 4.995% (MRR-1.250% p.a.). Average 3 years, equal to 2.65% per year (currently MRR Government Savings Bank = 6.245%) with special conditions in which the first 6 months can choose not to pay installments And after that, choose to pay installments with low installments for another 6 months, 3,500 baht per million / month to have more liquidity to support everyday expenses. Or you can choose to pay by regular installments. In addition, the bank waives the legal contract fee. and credit service Including free mortgage fee in case of re-finance housing loan amount of 1 million baht or more and choose an interest-free mortgage The rules and conditions are as specified by the Bank.
The loan application is open from now until January 15, 2023 at all branches of the Government Savings Bank nationwide. and prepare a legal contract within February 15, 2023