Health insurance has a great role in society and has multiple benefits for all citizens. It is a document and a contract approved by the head of work for the employee who works for them. This document guarantees the employees of the institution or even the company, along with their families. Through insurance, the citizen obtains complete health care, and this is from By reducing a percentage of the salary on a monthly basis and depositing it with insurance in favor of this employee and his family, and therefore we will explain to you through the article good news regarding health insurance coverage for emergencies in the Kingdom of Saudi Arabia.
Good news regarding health insurance coverage
The Health Insurance Authority has made decisions regarding emergency cases, those that urgently need rapid health and medical intervention, and which cannot wait until all health insurance procedures are completed, and in this case the official must go to present the decision to the authority within 24 hours. From going to the hospital, and with this decision, the Kingdom will have provided means of health care in emergency situations, and ensures the health of all and the safety of citizens.
As for the health insurance system, it began in the Kingdom of Saudi Arabia in 1999, at which time the Health Insurance Authority was established, and it was an independent body, and the decision to establish was approved by the Council of Ministers in the Kingdom of Saudi Arabia under the supervision of the authority that regulates all insurance cases for people working in the private sector.
The most important health insurance coverages
Health insurance has multiple coverages, and the authority has confirmed that the insurance is a body in the Kingdom of Saudi Arabia that includes a health system for all cases and analyzes, childbirth, x-rays, and examinations, as well as internal dermatology, surgery, and plastic surgery. healthy food, and submitting all insurance papers to ensure obtaining this insurance, and this also applies to emergency cases that require medical intervention.
Benefit limits for insurance coverage
The health insurance policy covers all medical expenses except for the exceptions referred to in the unified policy of the insurance system. Here are the benefit limits, which are as follows:
- The maximum benefit limit for a person in the year of the policy is 500 thousand riyals.
- The percentage of endurance at the expense of treatment in outpatient clinics includes advice, that is, consultation, and what the doctor requires in terms of laboratory tests, x-rays, medicines, treatment supplies and a follow-up visit, and not for any of them alone.
