Chinese people are crazy about traveling abroad, and the cherry blossom season of Kazakhstan and Japanese people is coming again. If you make good use of the card, you can earn up to 5~18% rebate. For those who don’t want to use their brains, the 5 “Overseas God Cards” will give you more than 3% rebate without brain swiping. Before going abroad Check your wallet first, and remember to earn rewards when spending abroad, and help yourself add an extra bowl of ramen or park tickets.
With the unblocking of the borders, Chinese people have reached the peak of overseas travel arrangements. According to the statistics of the Union Card Center, the amount of card swiping in the top ten countries for overseas consumption from October to December 2022 will reach 796.9 billion yuan, an annual increase of 508.4 billion yuan compared with the same period in 2021. 56.74%. After the long holiday of the Lunar New Year, it is expected that the next Qingming holiday will bring another wave of tourist peaks. Money101 said that in order to save money and make travel more enjoyable, and at the same time earn more rewards, the following five overseas magic cards have a 3% reward without brain swiping, providing people with more choices before going abroad.
one,DBS ECO Card Enjoy up to 3%
The DBS ECO card’s overseas rebate itself has reached 2.55%. If the new consumption (including domestic and overseas) reaches 20,000 yuan in the current month, there is no limit to the 3% rebate.
two,Commonwealth Bank Lay Point Card 3% LINE Points
Commonwealth Bank’s Laidian card has the simplest rules. It adopts 3% LINE Points rebate, and there is no other threshold or upper limit for rebates. The credit card rights have also been announced to continue until the end of this year. It is undoubtedly one of the magic cards for overseas travel this year.
three,Taishin Bank rose giving card can enjoy up to 3%
The Rose Giving Card of Taishin Bank needs to be bound with a Taishin account to deduct 3% of the rebate, and the upper limit of each rebate is 5,000 yuan. Although there is a threshold limit, it can be converted to more than NT$160,000. It is also a good overseas magic card. If you already have a high Consumption plan, may wish to consider this one.
Four,First Bank Titanium Business Travel Card enjoys up to 3.2%
The First Bank Titanium Business Travel Card originally rebates 2.5%, and the rewards are increased to 3.2% after logging in. The upper limit of rebates per issue is 6,000 yuan. It is also suitable for groups that already have high-spending plans.
five,HSBC Cash Back Royal Seal Card Enjoy up to 4.22%
HSBC Bank Cash Rebate Royal Seal Card has a maximum rebate of 4.22%. If you have not applied for this card, you can consider it. In order to seize overseas consumption opportunities, HSBC offers new accounts from the original rebate of 2.22% plus a maximum rebate of 4.22%, although the original rebate is 2.22%.
With the unblocking of more and more tourists going abroad, although the general high-end top card can enjoy up to 50 million travel insurance, the most basic general card also has 7.5 million claim protection. Money101 Assistant Manager Zhang Shumin reminded to swipe the card before paying the tour group fee or air ticket However, it is still necessary to pay attention to whether there is a requirement to pay more than 80% of the group fare or public transportation fee with a credit card, in order to enjoy the credit card insurance coverage includes “travel safety insurance” and “travel inconvenience insurance”.
In addition, if you have plans to travel to Japan, South Korea, Singapore, and Thailand, Money101 suggests that you may wish to take out the following:
The Federal Jihe Card, which focuses on consumption in Japan, enjoys 3.5% rebates on Japanese currency consumption with no limit. If you use Apple Pay in Japan, you can add an additional 1.5% to a total of up to 5% rebates. If you shop online in Japan (Rakuten and Amazon Japan), 6/30 Also enjoy 1.5% overweight before. In 2023, the Jihe Card will also enjoy 2% rebates on domestic general consumption with no upper limit. It is undoubtedly a no-brainer card that is easy to use in China and Japan.
If you travel to Japan or Korea, you can refer to the Fubon J Card 3% unlimited, and log in to the event to enjoy an extra 2% plus a total of 5% rewards. Although the rewards are limited, the conversion is equivalent to a maximum of 25,000 yuan. Other overseas 1% rewards can be regarded as the magic card for Japan and South Korea tourism.
First Bank All-in-One Card co-branded card Traveling to Japan, South Korea, Thailand and foreign currency consumption can also enjoy up to 3% cash rebate, enjoy the rights until the end of the year, new account first swipes and completes the designated task during the activity period, the maximum reward is 500 yuan, plus digital application digital account plus designated mobile payment A maximum of 250 yuan will be given as a bonus, and new households can enjoy up to 18% cash back in total.
During the activity period of China Trust LINE Pay card, Japan, South Korea and Xintai have the highest overseas consumption of 4.5% and a high return. Even if it is outside the scope of Japan and South Korea Xingtai, the overseas return of CITIC LINE Pay card is 2.8%, which is still in the top class among many credit cards.
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Ye Yiru, Special Correspondent of Yahoo Finance: 22 years of experience in financial and mainstream media, from the bubble of Web1.0 in 2000 to Web3.0 in the Meta universe, witnessed the history of the rise and fall of large and small business groups in Taiwan, and experienced five international financial crises. Think that finance is life, omnipresent, no matter how difficult financial management knowledge should be explained in a simple way. No matter you are young or old, you should manage money. If you don’t manage money, money will ignore you.