2023-12-30 10:29:59
Stock Miti – Government Housing Bank (GH Bank) Issued 3 measures to solve household debt problems in 2024, providing assistance for 1 year, starting 2 Jan. to 31 Mar. 2024.
Mr. Kamonpop Weerapala, Managing Director Government Housing Bank (GH Bank) revealed that GH Bank Has prepared “measures to solve household debt problems in 2024” by providing assistance for 1 year, totaling 3 measures, which customers who wish to participate in the above measures You can register to participate in the measures from the start of 2 Jan. to 31 Mar. 2024.
Household measures “HD1”
For SM status customers who have borrowed money from the bank for not less than 3 years, pay installments for the 1st-3rd month in the amount of 1,000 baht (all principal payments will be deducted), interest rate 0% per year, 4th-6th month installment payments will be calculated. From an interest rate of 1.90 % + 100 baht and for the 7th-12th months, the installment payment is calculated from an interest rate of 3.90 % + 100 baht. In the case that the customer pays more than the bank specifies, it will be deducted from the outstanding interest (if any).
Household measures “HD2”
For SM status customers who have borrowed money from the bank for at least 1 year, the 1st – 3rd month installment payments are calculated from an interest rate of 1.90% +100 baht, the 4th – 6th month installment payments are calculated from an interest rate of 3.90 % +. 100 baht and in the 7th – 12th months, the installment payment is calculated from the interest rate MRR-2% +100 baht (currently the GH Bank MRR interest rate is 6.90% per year). In the case that the customer pays more than the bank specifies, it will be used to deduct the accrued interest. Payment (if any)
Household measures “HD3”
For customers in NPL status who have borrowed money from the bank for at least 2 years, installment payments for the 1st – 4th months amount to 1,000 baht (all principal payments will be deducted) with an interest rate of 0% per year, for the 5th – 8th months, installment payments will be calculated. From an interest rate of 1.90% +100 baht and for the 9th – 12th month, the installment payment is calculated from an interest rate of 3.90% +100 baht. In the case that the customer pays more than the bank specifies, it will be deducted from the outstanding interest (if any).
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