2024-05-05 10:08:12
“Rudklao” reveals good news: Happy Life Home Loan is a success. Customers have already submitted the full credit limit. GH Bank is moving ahead with increasing the credit limit to 20,000 million baht to encourage Thais to become homeowners.
“Rudklao” reveals good news: Happy Life Home Loan is a success. Customers have already submitted the full credit limit. GH Bank is moving ahead with increasing the credit limit to 20,000 million baht to encourage Thais to become homeowners.
Ms. Radklao Inthawong Suwankiri, Deputy Spokesperson of the Prime Minister’s Office It was revealed that the Government Housing Bank (GH Bank) Encourage Thai people to have their own house. and improve the quality of life of people Carry out economic recovery measures Through the real estate sector of the government of Mr. Settha Thavisin, Prime Minister, and according to the policy of Mr. Kritsada Chinavicharana, Deputy Minister of Finance, inIncrease the Happy Life loan limit by another 10,000 million baht. The interest rate for the first year is set at just 1.95% per annum. After receiving feedback from customers interested in applying for a full loan with the first credit limit of 10,000 million baht. Interested people can apply for loans at bank branches across the country. Available from today until June 28, 2024 and finalization of legal actions before July 31, 2024.
By Mr. Kamonpop Weerapala, Managing Director Government Housing Bank (GH Bank) revealed that following the bank established the Happy Life Home Loan in 2024, the credit limit is 10 billion baht for the purchase of housing priced at 2.5 million baht or more. You will receive a fixed interest rate in the first year equal to 1.95% per annum, years 2 to 3 fixed equal to 3.50% per annum (the average interest rate for the first 3 years is only of 2.98%) and year 4 for the duration of the contract. . In the case of social assistance recipients, it is equal to the MRR – 1.00% per year.
For retail customers, it is equal to MRR – 0.50% per annum, and in case of debt repayment, it is equal to MRR per annum (current GH Bank MRR interest rate is 6.545% per year. The maximum loan duration is 40). years, the first year’s payment is only 3,500 baht per million.
As of May 2, 2024, customers had applied for such loans amounting to 11,228 million baht, exceeding the prescribed credit limit of 10,000 million baht, showing that a large number of customers are interested.
Therefore, in order to continue the government policy of Mr. Settha Thavisin, Prime Minister and Mr. Kritsada Chinavicharana, Deputy Minister of Finance. Encourage Thai people to have their own home. And to improve people’s quality of life, GH Bank has therefore increased the Happy Life home loan limit for 2024 by an additional 10 billion baht, to 20 billion baht, to continuously meet customer needs.
“Besides being happy that the Happy Life Home Loan 2024 project was a great success as customers applied for the full credit limit in less than a month, what is even more gratifying is that we know that we are on the right track. This success reflects the interest and desire of many Thais who aspire to become homeowners. Policies from the previous government to the current government have continually promoted citizens’ access to the funds necessary to realize their dream of becoming a homeowner. But we won’t stop there. We must continue. Increase the credit limit Including thinking regarding new projects in the future to encourage Thais to have their own homes. and improve the quality of life of the population,” said deputy spokesperson Radklao.
Interested individuals can apply for Happy Life Home Loan 2024 by June 28, 2024 and file a lawsuit before July 31, 2024 at bank branches nationwide. For more information, please contact all GH Bank branches nationwide, GH Bank Call Center, Tel. 0-2645-9000 or the Facebook page, Government Housing Bank. And follow the bank’s news on Application: GHB ALL GEN and www.ghbank.co.th
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