From Debt to Success: A Mother’s Inspiring Journey in Hong Kong

2023-06-30 11:01:27

A mother who came to Hong Kong from the Mainland lost her husband in her early years and was kicked out of her home with her 3 children by her grandmother. She was burdened with a huge debt of regarding 1.7 million yuan. She decided to come to Hong Kong to work 11 years ago. During this period, she remarried and raised 5 years with her second husband. first child. In order to provide food and clothing for the family of seven and pay off the huge debts as soon as possible, she decided to enter the industry to do ironwork. She worked day and night to support her family and earned 60,000 yuan a month. At the peak, her monthly income even reached 110,000 yuan. She has paid off most of her debts in 4 years . She described that she has always regarded debt repayment as the motivation to work hard, and as long as she works hard in Hong Kong, she does not have to worry regarding not having a job, and only hopes to finish her dream of buying a property following paying off her debts.

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According to comprehensive internal media reports, 43-year-old mother Chen Xianling came to Hong Kong from Jiangsu. She was called a “black girl” because of her dark skin. Recently, she was interviewed by a mainland online channel and revealed that she only graduated from elementary school. She met her first husband when she was young and described her She has a very good personality and has never quarreled with each other for 6 years. Unfortunately, the good times are not always good. Her husband suffered from throat cancer. He sold all his assets to treat the disease, and he was burdened with more than 1.7 million yuan in debt. In the end, his husband still lost to the cancer and passed away, leaving her behind. With 3 children, they were kicked out of the house by the heartless grandmother.

Chen Xianling owed a huge debt for her ex-husband’s medical treatment. Chen Xianling said that she has never regretted it. “He is also young and wants to live. As long as he has money and can borrow money, he is willing to let her husband treat his illness.” To avoid guilt and embarrassment in the future regret.

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Willing to be a good role model for my daughter and refuse to receive CSSA

Although in the end she lost her money and life, she was still willing to bear the huge debt alone following her husband’s death. In order to turn around, she had the idea of ​​coming to Hong Kong to work. In 2012, she and her three children successfully applied to come to Hong Kong through the “Comprehensive Points System” of the Hong Kong Talents Program. However, when the children quarreled with others at school, they actually said that their mother might get more than 10,000 yuan for doing nothing. In order to change her daughter’s mentality of getting something for nothing, she decided to find a job immediately and no longer receive CSSA. She hopes to set a good example by setting an example.

A monthly income of 60,000 yuan was exchanged for all injuries

Chen Xianling used to be engaged in wind pipe engineering, but her daily salary of 650 yuan was not enough to support her family. She decided to try iron tying, which no woman would want to enter. Because tying iron is expensive, it is the only hope to pay off the debt, so she enrolls in a 97-day iron tying course , receiving an allowance of more than 20,000 yuan, until now it has been 9 years.

Iron binding has always been regarded as one of the hardest jobs on the site. Chen Xianling described that “it takes four people to carry 200 kilograms of iron, and it takes dozens or hundreds of pieces from morning to night.” Eager to make money, she used to work on the construction site in the morning and at the airport in the evening, working up to 11 hours. However, she never complained that the daily salary was as high as 1,850 yuan following deduction of the MPF, and it also coincided with the deadline for work. The monthly income reached 60,000 yuan, and the monthly income reached 110,000 yuan at the peak.

However, Chen Xianling lamented that the high salary is in exchange for injuries. She once broke her finger due to a work injury. Because of holding the iron hook for a long time, “sometimes the middle finger (left hand) cannot be bent… This is an occupational disease.”

Just ask for three meals

Fastening iron was hard work and dangerous, but Chen Xianling described the life at that time as tough and didn’t think too much regarding it. She was lucky to get along well with her co-workers. “Men and women are very forthright, basically they don’t talk regarding you or attack you.” In the early years, Chen Xianling met her second husband, who was a single father and had a child herself. In addition, she gave birth to another child for him, so now she has 3 sons and 2 daughters. They are currently studying in university, high school, junior high school and elementary school respectively. , the youngest is still a baby.

“Work hard to make a living”

At present, the debt has not been paid off, and there is regarding 20,000 yuan left in monthly usage fees. Chen Xianling also calculated the progress of debt repayment, “I have repaid more than 1 million in 4 years. Debt repayment is actually motivation. Without that debt, there may not be that motivation to promote You lasted so long.” She said frankly that Hong Kong does not worry regarding not having a job. “In Hong Kong, even if you are in your 60s, 70s, 70s or 80s, as long as you are willing to work, you can find a job and support yourself.” She also praised Hong Kong people for being very inclusive, everyone is hardworking and has never been discriminated once morest.

Regarding her dream, Chen Xianling replied that she wanted to buy a flat. She currently lives in a public housing unit with an area of ​​regarding 230 square feet in Tung Chung. …If I wait any longer, I won’t win the lottery for 2 years, and I will buy a private house (building).”

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Written by: Zheng Tingyin

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A mother who came to Hong Kong from the Mainland lost her husband in her early years and was kicked out of her home with her 3 children by her grandmother. She was burdened with a huge debt of regarding 1.7 million yuan. She decided to come to Hong Kong to work 11 years ago. During this period, she remarried and raised 5 years with her second husband. first child.In order to provide for the food and clothing of the family of seven and to pay off the huge debts as soon as possible, she decided to enter the industry to make iron bars to support her family.

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Home furnishing, marriage, husband and wife, public housing, occupational diseases, airport, graduation, MPF, CSSA, type of work, discrimination, Hong Kong, Tung Chung

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Chen Xianling worked hard, her husband and her children were in huge debts, and she was in primary school. She was in mainland China on CSSA, hourly and daily salary.

2023-06-30 18:54:00

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