2023-05-12 10:11:03
Entering May, bank fixed deposit interest rates have been rising. The following introduces two high-interest welcome offers, one is8%another great idea20%！
ICBC 8% earn 300 yuan a week
ICBC (Asia) launched a welcome discount of 8%. No high-end wealth management account is required. Ordinary personal customers open a one-week time deposit of 1,000 yuan to 200,000 yuan through mobile banking. The annual interest rate is 8%. Quickly earn regarding 300 yuan a week.
The bank also has another discount, which was 3.8% for 3 months last month, and it lasted in May. It is also applicable to new personal customers, but it needs to be opened at a branch, with a deposit amount of 100,000 to 800,000 10,000 yuan, calculated as 800,000 yuan, earn 7,600 yuan in 3 months!
CCB earns 2000 yuan a week at 20%
In terms of welcome offers, CCB Asia is the most exaggerated, with a time deposit annual interest rate as high as 20%! The initial deposit amount is 500,000 yuan, and the deposit period is 1 week. You can earn regarding 1,918 yuan in 1 week in Hong Kong dollars, US dollars or RMB. But it is not easy to earn high interest rates, this offer has the following conditions:
- To be a new CCB Asia “VIP Select” or “VIP Banking” customer, the average daily balance of the two accounts must be HKD 5 million and HKD 1 million respectively.
- Required to subscribe for designated investment products, such as funds, bonds or structured stock-linked fishing products.
- Subscription products must reach HK$500,000 or above
In other words, the threshold for earning this discount is 1 million yuan, because you must deposit at least 1 million yuan of new funds to become a new CCB Asia customer, and then invest at least 500,000 yuan in products to be able to open the same 500,000 yuan 20% time deposit.
【Fixed Deposit】Teach you how to earn 6% every month!Get 10% high interest rate immediately
12 bank plus 3 months deposit interest
Virtual banking melee
The U.S. interest rate hike is approaching the end, and banks are scrambling for short-term funds. More than 10 banks have raised the annual interest rate for 3-month deposits. In the past two days, many virtual banks have joined the battle. For example, Ping An OneConnect pushed 500,000 yuan The entry threshold is 3.7% for 3 months, which is the highest among virtual silver; Huili is not much less, with a lower threshold of 3.6%. See the picture below for details:
The 3-month deposit period is approaching 4%
As can be seen from the figure above, CCB Asia and CNCBI have the highest deposit period of 3 months. When the two are added together, the latest has approached 4%.
The discounts for 1 week to 3 months deposit period are listed below:
Banks snap up short-term funds
Date this article was last updated: May 12, 2023
Written by: Liao Yiran
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