Financial Struggles of Teenagers: Coping with Part-Time Jobs and Loans

2023-06-03 08:03:49

(Schematic / pixabay)

A 16-year-old female student asked for help online. She mentioned that her family used to pay 3,000 yuan a month for meals, but when she started working part-time, her parents stopped providing financial aid. However, her income was not enough to live on. It was useless to explain the situation, so I asked in desperation, “Is it dangerous to borrow only a few thousand yuan for a small loan? Or is it dangerous to go out and chat with others to make money.” Warm heart.

The original PO posted on the online forum Dcard, “I am 16 years old, and I have a part-time job, but because of the relationship between studying and taking care of the sick elderly at home, the time for part-time work is very little, and the money I earn is relatively small. The situation is that I don’t know how to cook any three meals. Originally, I would pay 3,000 yuan a month for meals (the school doesn’t have lunch, and I live in Taipei). Although it’s not enough, I’m very content, at least I have enough money to eat.”

A female netizen mentioned, “After earning thousands of yuan by myself, I thought my life would get better, but it got worse and worse. Daily necessities, sanitary napkins, stationery, tuition fees, and phone bills all have to be paid for by my wages. I didn’t even pay for meals. I used to eat instant noodles, eat toast, and drink water. In the current situation, I can’t save money for emergency use. I’m 161/32 now…the whole person looks like refugee”.

The original PO said, “I have applied for every school subsidy, but I have not. Every time I see other students can go out to buy bento, I am very happy (I am a fifth-year college student). Now I have 700 yuan left. I have to wait until I have to pay my salary on the 15th to have money for food. I have told my family several times, but I really don’t know what to do. Can you please give me some advice… I want to borrow a few small loans online Is it dangerous to have a thousand dollars? Or is it dangerous to go out and chat with others to make money?”

After the post was exposed, netizens offered help one following another, and some people provided free supplies. The original PO was moved and said, “Dad passed away when he was a child in our country. He left no property but was in debt. The house I live in now was bought by my grandfather when he was young. At present, the materials are very sufficient, enough for me to live for a while, thank you brothers and sisters for your enthusiastic help, and I will help more people in need in the future.”

(Picture / flip from Dcard)

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