PT Pembayaran Digital Indonesia (AdaKami) collaborates with PT Super Bank Indonesia (Superbank) as a form of their commitment to strengthening quality funding for the Indonesian people.
This strategic collaboration is a step taken by AdaKami and Superbank in providing and distributing quality funding to more and more people throughout Indonesia.
AdaKami’s Main Director, Bernardino Moningka Vega, stated, through super collaboration with Superbank and existing lender partners, his party hopes to be able to serve the distribution of quality funding to more people in need.
“That way, we can be together
“helping people achieve their dreams, especially for those who still experience limited access to obtain healthy funding to support businesses or other value-added activities in a short time,” he said as quoted from an official statement, Thursday (31/10).
Currently AdaKami has seven funding provider partners (lender) from the banking sector, including Superbank. Previously, AdaKami had established funding collaborations with Seabank, Bank Jago, Bank Permata, Hana Bank, Bank Ganesha, and Bank OCBC.
AdaKami’s latest collaboration is in form channeling with Superbank, this is proof of the high trust of institutional lenders in working with the organizers fintech lending as a partner in funding distribution.
There are a number of things to consider that influence lenders’ confidence in choosing partners in this cooperation scheme. Among these is the growth in distribution and the ability of fintech lending providers to maintain the Payment Success Rate (TKB) of customers.
“AdaKami’s ability to maintain TKB is also influenced by several things, such as the ability of fintech lending companies to utilize technological developments to carry out profiling customers,” he said.
In the same place, Superbank’s Chief Business Officer, Sukiwan, emphasized that the same vision of providing quality funding that is easily accessible and supporting financial inclusion is the basis for collaboration with AdaKami.
“This partnership aims to strengthen efforts to expand the use of inclusive financial services and facilitate access to funding for all Indonesian people,” said Sukiwan.
He added that the consistent growth in funding distribution and AdaKami’s ability to maintain TKB at the level of 99.96% as of September 2024, which is above the minimum limit set by the OJK, were the main factors in choosing them as a strategic partner.
This collaboration with Superbank is also a concrete form of AdaKami’s efforts to fulfill POJK No. 10/POJK.05/2022 concerning Information Technology-Based Joint Funding Services, especially in increasing access to quality funding for the community and business actors through information technology-based funding services.
To realize quality funding distribution, apart from using technology such as e-KYC, AdaKami is also active in providing financial literacy education. It is hoped that this financial education can contribute to increasing the financial literacy of the Indonesian people.
AdaKami believes that strengthening financial literacy is an important component in building a healthy financial ecosystem, both for administrators, regulators and society.
Through the financial literacy education efforts that have been carried out, AdaKami hopes that the public will be more aware of their rights and obligations, as well as the risks and benefits obtained when utilizing available financial instruments.
“The alignment of our vision in expanding access to financial services for more and more levels of Indonesian society is also a good start in this super collaboration. “We hope that the quality funding provided by this collaboration can provide optimal benefits for the community in achieving their financial goals,” concluded Bernardino. (D-2)
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**Interview with Bernardino Moningka Vega: Main Director of PT Pembayaran Digital Indonesia (AdaKami)**
**Interviewer:** Thank you for joining us today, Bernardino. AdaKami has recently partnered with Superbank to enhance funding access in Indonesia. Can you explain the main objectives of this collaboration?
**Bernardino Moningka Vega:** Thank you for having me. Our main objective with the partnership is to expand access to quality funding for the Indonesian people. We aim to serve more individuals and businesses by leveraging Superbank’s resources alongside our existing lender partners. It’s about creating opportunities, especially for those who face challenges in obtaining healthy funding quickly for their ventures.
**Interviewer:** That sounds promising! How does this partnership specifically benefit individuals who are looking for funding?
**Bernardino Moningka Vega:** This collaboration allows us to streamline the funding distribution process, making it more accessible to everyone, particularly aspiring entrepreneurs. By combining our strengths, we can ensure that people in need of quick financial support can receive it efficiently and effectively, helping them to achieve their dreams.
**Interviewer:** You mentioned that you have seven funding provider partners. What impact do you believe this collaborative model has on financial inclusion in Indonesia?
**Bernardino Moningka Vega:** The collaborative model fosters trust among institutional lenders and fintech providers like us, which is critical for facilitating financial services. It enhances our ability to reach underserved communities and promote financial inclusion—ensuring that quality funding is not just a privilege for the few but accessible to all.
**Interviewer:** Superbank’s Chief Business Officer, Sukiwan, highlighted the importance of a shared vision for this partnership. Can you elaborate on this vision?
**Bernardino Moningka Vega:** Indeed! Our shared vision revolves around making quality, inclusive financial services easily accessible to everyone in Indonesia. This not only supports individual aspirations but also strengthens the overall economy. Our partnership is built on this mutual goal of expanding financial services and enhancing the quality and speed of funding.
**Interviewer:** Lastly, with AdaKami achieving a Payment Success Rate of 99.96%, how do you ensure ongoing success in this competitive environment?
**Bernardino Moningka Vega:** Maintaining a high Payment Success Rate is vital. We invest in technological innovations that enhance our customer profiling capabilities and streamline operations. This focus allows us to adapt quickly to market needs and ensures that we continue to meet the expectations of our partners and customers alike.
**Interviewer:** Thank you, Bernardino, for sharing these insights. It’s exciting to see companies like AdaKami and Superbank working together to enhance financial accessibility in Indonesia.
**Bernardino Moningka Vega:** Thank you for having me! We’re committed to making a positive difference in our community through this collaboration.