Life Center/Reported by Xu Yuanxin
The recent Huadong earthquake has made the whole Taiwan feel. A residential house in Yuli, Hualien collapsed because of the earthquake. Some netizens raised concerns and said, “If the house collapses, what will happen to the mortgage?” After the question was raised, heated discussions immediately arose.
▲ Netizens asked, “If the house falls down, what will happen to the mortgage?” (Photo / Retrieved from PTT)
The netizen posted on PTT’s gossip board, “If the house collapses, what should I do with the mortgage? Do I still have to pay it? Or just don’t pay it and let the bank handle it.” (Is it) more appropriate? If the wall is cracked, don’t worry about it, just change another one.”
After the post was exposed, netizens bluntly said, “If you don’t, just buy a mobile phone in installments. If the mobile phone is broken, you should pay it. What happens to the money you owe the bank and your house? Two things.” “I still have to pay”, “Look at the loan contract, the house still has to be paid off”.
Some netizens in the message pointed out, “If you have earthquake insurance, when you apply for a mortgage, the bank will look at the area and force you to apply for insurance.” You insure residential earthquake fire insurance (before 921, only fire insurance) so that you can lose money to the bank.”