Found the PAO office and 11 banks, preparing to issue measures for depositors via the bank’s CDM or ADM machines to use any bank debit or credit card. Verify identity before depositing money every time, starting from Nov 15 onwards No need to report the AMLO and then use money laundering drugs – gambling.
Today (October 16) reports the news that The Office of the Anti-Money Laundering Commission (AMLO) has implemented the CDM AMLO project by issuing measures for commercial banks to verify the identity of cash depositors through automated machines. using a debit card Or your own credit card to verify your identity before making a cash deposit at an automated machine (CDM or ADM) every time to enhance the security of the transaction. According to the rules of the National Anti-Corruption Commission, the customer must insert a debit or credit card. and enter the depositor’s password (PIN) before depositing cash at the automatic machines of all banks. From 15 Nov onwards, if you don’t have a debit or credit card will not be able to deposit money at the automatic machine The transaction must be made through the bank’s branches only. If a customer deposits money through a bank agent or a Banking Agent, the customer must have an identification card to present themselves. and will incur a normal fee
For the reason for taking such measures It is expected that in the past, the OIC has exempted transactions made via ATMs (ATMs) or through automatic deposit machines (CDMs or ADMs) as transactions that are exempt from reporting to the AMLO. Even if the transaction exceeds 700,000 baht, the bank is not required to report the transaction. Unless unusual transactions are found via ATMs or CDMs, banks are still obliged to report suspicious transactions. In the past, it was found that CDM or ADM machines have become a channel for money laundering from crimes such as drugs, gambling, etc. because they can be used for anyone. Able to deposit cash to the destination account without being checked who the depositor is Therefore, measures to confirm such identity have been issued. which some banks have already made some publicity
For those who deposit cash into an account within the bank and deposit cash into other bank accounts can use debit card or credit card of any bank in 11 banks to verify identity The bank will not charge a fee for using the identity card. Currently, there are 11 bank debit or credit cards that can be used to verify your identity, including Krung Thai Bank. Kasikorn Bank Siam Commercial Bank Bangkok Bank Bank of Ayudhya TMB Bank Thanachart UOB Bank Kiatnakin Phatra Bank CIMB Thai Bank, Government Savings Bank and Government Housing Bank. However, the fee for depositing money to the same bank account as the destination account It depends on each bank.
Example 1. Using bank card A, deposit cash at Bank B’s CDM machine to the terminal’s owner’s bank account B. Free identity verification fee But the deposit fee in the same province is free. Across the provinces, the fee starts at 20 baht (except for some banks that offer free CDM deposits nationwide).
Example 2. Using bank card A, deposit cash at Bank B’s CDM machine to bank account A or bank C that doesn’t own the terminal. Free identity verification fee But deposit fees start from 50-120 baht per transaction.
