PSL is fighting to save face from the idea of a 0% mortgage. Now it’s all about the PSL being able to say that they haven’t suffered a defeat, something that Poland 2050 – their closest coalition partner – is trying to prevent them from doing.
The enemy, the worst enemy, the coalition partner with PSL
Leszek Miller once coined a famous gradation of political relations: enemy, worst enemy, coalition partner. This principle fits the situation perfectly, in which the Minister of Funds and Regional Policy Katarzyna Pełczyńska-Nałęcz (PL 2050) was first pleased that “a round PLN 0” was allocated for a 0% loan in the budget, and then, admonished by Prime Minister Tusk, specified “with surgical precision”: “Is there money allocated for a 0% loan in the budget for 2025? No, there is not. Can there be? Yes, if the act on 0% loans were passed. Then the government could finance this program from the housing reserve,” she wrote on the X portal. And for the act to pass, the support of the entire coalition would be needed, or the conviction of PiS. 0% loan. will not support the Left or PL 2050. Even though the president of PSL argues that “the desire to have one’s own apartment is very great, and this is passed down from generation to generation. We have a tradition of striving for housing ownership”. But Szymon Hołownia’s answer is unequivocal: “there will be no such loan, because Polska 2050 will not support it”.
Is there money in the budget for an election promise?
In this situation, the Minister of Development and Technology, Krzysztof Paszyk from the Polish People’s Party (PSL), who coordinates work on the act, decided to assure that “expenditures on 0% credit have already been initially planned, in the first year of the program’s operation it will be about PLN 500 million” – as he announced on TVP Info on Tuesday. Originally, the program was to receive about PLN 20 billion over the next few years. The PLN 500 million declared by the minister is a small sum from the perspective of budget expenditures. With a good wind, it would be enough for about 1,000 apartments. Which, considering the huge cloud of citizens’ housing needs, is really a light drizzle, just a drizzle.