Complete Guide to Requesting a Fonasa Health Loan: Step-by-Step Process and Requirements

2023-10-28 14:00:00

Those insured by the National Health Fund (Fonasa) can opt for a health loan to finance part or all of a procedure or surgical intervention. To apply, interested parties must have a medical program.

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As detailed ChileAtiendeOnce the medical loan is approved, Fonasa will pay the health provider and the beneficiary will be deducted in monthly installments.

For dependent workers, the loan installments will be deducted from their monthly salary; pensioners from their pension contributions and, in the case of independent workers, they must pay directly to the Scotiabank bank.

Steps to follow to request the Fonasa health loan

The Fonasa health loan process is free of charge and is aimed at policyholders who meet the following requirements:

Be up to date with medical loans and payment of contributions. Belong to sections B, C or D and receive public or private care.

How to request the Fonasa health loan:

Gather the required background information: Loan application form, photocopy of ID of the insured and co-signers. If you are a dependent or independent worker, you must have the contribution certification and the latest salary statement. In the case of a pensioner, have the last pension payment butt. Locate a branch of the National Health Fund (Fonasa). When you arrive at the headquarters, explain the reason for the visit and deliver the requirements.

Thus you will have already requested the Fonasa health loan and the response will be immediate.

Upon receiving the loan, the first installment must be paid within 30 days. The following will be paid monthly. The contributions cannot exceed 10% of the insured’s income and in the case of an Emergency Law, the contributions cannot exceed 5% of the income.

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