Complete Guide to Fonavi Refunds and Payments in Peru 2024

2024-02-24 22:04:38

The Government published in El Peruano the regulations that allow the return of money to former contributors to the National Housing Fund (Fonavi). With this, the Ad Hoc Commission is empowered to return to the Fonavistas who were able to credit their monetary contributions, as well as to those who to date might only be credited with contribution periods, to which they will be returned through a formula of distribution.

WHAT IS KNOWN ABOUT PAYMENT TO BENEFICIARIES IN 2024?

Fonavistas who were part of list 1 to 19 and were unable to collect, will be able to access the return of funds from February 1, 2024.

To consult, you will have to enter the website of the Fonavi Technical Secretariat (and click on the option “6. Pending Collection of Payment Groups No. 1 to 19”. Once it is verified that the payment has been reactivated, you can go to any agent of the Banco de la Nación with your ID to withdraw the money

WHEN DOES PAYMENT FOR LIST 21 START?

Jorge Milla, member of the Ad Hoc Commission representing the National Federation of Fonavistas and Pensioners Association of Peru (Fenaf Perú), announced that payment for List 21 is already being prepared.

According to Jorge Milla, the return to the members of List 21 will take place “at the end of March.” “We have approved these partial payments. Everything should be paid, but since massive payments come from March… The technical secretariat system attached to the PCM is preparing them for March. So moving that system would have put us off, and we would no longer be starting in March. That’s why we only decided to give you a partial payment activation [para las listas de la 1 a la 19]”, he added in an interview with the media Infobae.

WHAT DOES THE REGULATION SAY ABOUT THE RETURN OF FONAVI?

The measure was made official through Supreme Decree No. 280-2023-EF, published this Thursday in the Legal Standards Bulletin of the Official Gazette El Peruano.

The purpose of this rule is to achieve order in the procedures that govern the return of contributions to Fonavi; implement administrative simplification measures and the optimization of the aforementioned procedures, in relation to the registration and payment to the bereaved of deceased Fonavis, as well as the administration of assets owned by Fonavi, among others.

FONAVI PAYMENT SCHEDULE 2023

According to the statements made by Héctor Cuadros, manager of the Agency Network of the Banco de la Nación, the payment to the beneficiaries will be made on six dates, starting on December 21, see the schedule here:

FONAVI PAYMENT SCHEDULEDecember 21 to 23December 26 to 28December 29

It should be noted that on December 29, payment will be made to latecomers. The delivery of the contributions will be given according to the DNI number, check which day corresponds to you:

DAYLAST DIGIT OF THE DNIThursday, December 21: 0 and 1Friday, December 222 and 3Saturday, December 234Tuesday, December 265 and 6Wednesday, December 277 and 8Thursday, December 289Friday, December 29: stragglers only

HOW WILL THE FONAVI RETURN BE MADE?

The beneficiaries of the refund of contributions will be able to collect through the Banco de la Nación, in its branches nationwide; For this purpose, the Fonavista will sign the documents that are required.

Priority will be given to people over 60 years of age, those registered with the National Council for the Integration of Persons with Disabilities (Conadis) and those who have a serious or terminal illness, whether they are the owners or relatives.

FONAVI RETURN LINK:

Follow these steps to check if you are registered for the 2023 contribution refund:

1. Access the official website of the FONAVI Technical Secretariat or click here.

2️. Look for the “Registration Status Consultation” section.

3️. Complete the form with your type and document number.

4️. Enter the verification code shown on the screen.

5️. Click on “Check” and discover your registration status and if you have been a beneficiary.

WHO WOULD BE THE FIRST TO COLLECT RETURN FROM FONAVI

The Ad Hoc Commission must give priority to people over 60 years of age, those registered with the National Council for the Integration of Persons with Disabilities (Conadis), those who have a serious or terminal illness, whether they are the owners or debtors

The return of contributions to FONAVI will be to the Fonavista holder or his duly authorized representative and, in the event of death, it will be to his relatives, in accordance with the following order of exclusive priority:

a) The surviving spouse or member of the de facto union, minor children and children with permanent total disabilities accredited by Conadis.

b) Children of legal age.

c) The parents.

d) The brothers.

d) The brothers.of the

e) In the absence of the persons indicated above, the return corresponds to those who prove that they are debtors of the deceased Fonavista through intestate or testamentary succession.

When the amount to be returned exceeds the value of 4 UIT per collection occasion, if applicable, the debtor of the deceased Fonavista owner must prove the link through intestate succession or will duly registered in Public Registries.

WHAT IS FONAVI

FONAVI, also known as the National Housing Fund, is a fund of the Peruvian Republic created by Decree Law No. 22591, on June 30, 1979 by the government of Francisco Morales Bermúdez, which sought to finance loans so that the people can build or acquire homes. It was in force from June 1, 1979 until its dissolution on August 31, 1998.

This fund provided benefits to citizens who contributed monthly, which was not a tax. Between 1985 and 1992, 13 billion soles were collected, between 1992 and 1998, 6 billion were collected. The figures prior to those dates might not be calculated due to a fire that occurred at the Banco de la Nación in 2000, in which several documents were lost. This money was used for electrical construction.

In 1998 it was renamed the Extraordinary Solidarity Tax and in 2004 this fund was repealed due to irregularities in its figures.

In 2008, the Presidency of the Council of Ministers created the multisector commission to investigate what happened to the FONAVI money. It was estimated that the money missing between 1979 and 1998 reached 10 billion soles.

Many Fonavistas came out to demand the return of their money, which, due to the legal bases, had to be returned if it was used for other purposes.

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