CIMR: An funding portfolio estimated at 92 billion dirhams on the finish of December

2024-06-10 11:35:16

Technical provisions elevated by 9.6% to 84 billion dirhams in ebook worth The monetary yr 2023 recorded a stability of technical provisions (fee reserve plus mathematical provision associated to capitalization and due and unpaid advantages) of 84,422 million dirhams, in comparison with 77,017 million dirhams, which marks a rise of 9.6% in comparison with the yr 2022.

The working revenue is 7,386 million dirhams

CIMR recorded an working revenue for the interval, excluding mathematical provisions associated to capitalisation, of seven,386 million dirhams, in comparison with the earlier monetary yr which had a revenue of 4,047 million dirhams.

A rise of 5.11% in contributing belongings

The yr 2023 registered the entry of 11,005 new members, distributed amongst 10,463 particular person members, and 542 member firms for the advantage of 5,483 affiliated firms.

Moreover, the variety of CIMR associates elevated by 4.76%, reaching a complete of 750,450, divided into energetic contributors, 430,265, and beneficiaries, 320,185.

Thus, the variety of energetic contributors elevated by 5.11% in comparison with 2022.

In 2023, the full variety of individuals receiving a profit from the CIMR reached 203,848.

A portfolio estimated at 92 billion dirhams in market worth

By the tip of 2023, web property revenue reached the worth of three,847 million dirhams in comparison with 1,066 million dirhams in 2022, registering a rise of 260.8%.

The CIMR portfolio is estimated, as of 31 December 2023, at 91,758 million dirhams in market worth.

The sustainability and solidity of the regime confirmed

The projection of the contingency fund carried out as a part of the actuarial stability meets the 2 sustainability standards laid down by the administration constitution. The fund is thus continuously optimistic over the projection interval and the projection curve rises on the finish of the projection interval.

In the identical manner, CIMR respects the sustainability standards established by regulation 64-12 in addition to by the round from the president of ACAPS of 4 March 2019 concerning the management of personal regulation pension organisations.

The outcomes of the actuarial evaluation have been licensed by the unbiased actuarial agency Deloitte France Conseil.

Tasks with added worth as a contemporary and progressive fund. In keeping with its coverage of simplifying procedures and bettering the standard of providers, CIMR has undertaken a big measure geared toward decreasing administrative procedures for its resident Moroccan pensioners whose pension is paid, Morocco.

In actual fact, the proof of life that was beforehand required at common intervals is not needed for the fee of old-age pension. Both quarterly or yearly, proof of life by means of activation of the Rahati card at financial institution branches, or through facial recognition by means of the CIMR Dialcom cellular utility has been eliminated, giving method to a course of life test that may now be primarily based on the trade of information with associate administrations and establishments.

This resolution is a part of a sequence of initiatives geared toward modernizing and rationalizing the advantages provided by CIMR to its retirees to make them extra environment friendly and accessible.

In the identical manner as digitization and modernization of the processes, a brand new authentication system has been established for the MyCIMR cellular utility. The latter gives entry to the applying with the nationwide identification card by means of the Min e-ID platform of the Directorate-Normal for Nationwide Safety. A system that represents a big advance when it comes to safety and accessibility, and that displays CIMR’s fixed need to innovate whereas respecting the best requirements when it comes to information safety and privateness safety.

Do not forget that the MyCIMR cellular utility is a platform meant to enhance communication with the fund’s associates, permitting them to seek the advice of their private account and handle their operations remotely.

In 2023, CIMR additionally began the launch of labor to provoke and implement a Company Social Duty (CSR) coverage. A necessary strategy that commits the fund to combine social, environmental and financial issues into its each day actions, reflecting its dedication to its stakeholders and its need to contribute positively to the society and surroundings during which it operates.

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