God willing, BYOND by BSI can fulfill all of our hopes, providing comprehensive solutions to various community needs related to sharia banking services and the Islamic economic ecosystem.
Jakarta (ANTARA) – PT Bank Syariah Indonesia Tbk (BSI) launched SuperApp BYOND by BSI, namely a SuperApp for comprehensive financial, social and spiritual services that are easier and more convenient to access, with increasingly maximum security.
BUMN Minister Erick Thohir appreciated BSI’s steps in continuing to innovate and transform non-stop, so that it is able to continue to grow and develop.
“God willing, BYOND by BSI can fulfill all of our hopes, providing comprehensive solutions to various community needs related to sharia banking services and the Islamic economic ecosystem. “Then matters related to Umrah and Hajj services can also be synergized with BSI accessibility in the future,” said Erick Thohir in a press statement in Jakarta, Monday.
This application is supported by capable information technology technology and infrastructure because it includes the development of new technology, improving cyber security and infrastructure.
BUMN Minister Erick Thohir said the government would continue to support BSI in its efforts to build an integrated and inclusive Islamic ecosystem. Currently BSI is exploring opportunities to open a branch in Saudi Arabia, after previously being successful in Dubai.
On the same occasion, BSI President Director Hery Gunardi said BYOND by BSI was the result of BSI’s ongoing transformation in responding to various challenges in the era of digitalization.
“BSI will always be agile in developing new products in line with digitalization. “This transformation is also in line with the new government program which wants to encourage digital infrastructure,” he said.
Innovation at BYOND by BSI will continue to develop according to the dynamic and increasing needs of society, such as convenience, speed, comfort but also focusing on transaction security.
“With a more sophisticated and fresher user interface and user experience, we can continue to meet the needs of more sophisticated customers, who are increasingly dynamic in line with current and future developments,” he said.
Since being published on the App Store and Play Store on October 26 2024, BYOND by BSI has been used by more than 100 thousand users for 14 days. The daily growth is approximately 10 thousand users every day. During that time, BYOND by BSI has served up to one million transactions with a transaction value of up to IDR 1 trillion.
Meanwhile, BSI Information Technology Director Saladin D Effendi said that as the basis for innovation pursued by the company, adaptation and adoption are two things that cannot be separated in the world of information technology which continues to move quickly.
“At BSI, we continue to carry out digital transformation, we must quickly adopt new technology and adapt to the existing technology ecosystem. BYOND is designed to provide a more intuitive and relevant banking experience for the younger generation, especially those who want fast and easy transaction processes,” he said.
There are five solutions offered by BYOND by BSI, which also differentiate it from BSI Mobile, namely updating technology, modernizing the appearance of the application, re-branding, new work methods and ecosystems.
BYOND is built with multiple layers of security to protect customers. To activate, customers must enter their PIN and debit card data. BYOND implements a fraud detection system (FDS) which can recognize anomalous transaction patterns.
BYOND is equipped with a hardware security module (HSM), a high technology used to protect PIN and customer data in a very secure form.
Each feature goes through various tests, namely gray box, white box and black box penetration tests, to ensure that there are no loopholes that can be exploited by irresponsible parties.
“This application is designed with firewall protection, and we also pay attention to protection on the customer side. With all these steps, BSI wants to make BYOND present with a multi-layered security system that can be relied upon. We call it a ‘double fortress’, there are notifications, FDS, HSM, activation using cards, and others. “So, customers can use BYOND with peace of mind and feel safe,” he said.
SEVP Digital Banking BSI Saut Parulian Saragih said, BYOND’s presence strengthens the three main goals of BSI for its customers, namely being a Financial Friend, a Social Friend and a Spiritual Friend.
“Increasingly emphasizing these values, BYOND is present as a platform that is not just a banking application, but also a true friend who accompanies customers in various aspects of their lives,” he said.
Some features that can be highlighted are an easy and safe registration process, comprehensive financial solutions, broader social and spiritual features, and a lifestyle ecosystem.
BYOND will offer around 130 features that are ready to be used by customers. In the future, BYOND will add new features, with a priority on developing investment and lifestyle features as a commitment to continue to provide a better and more complete experience for customers at all times.
Also read: Erick is optimistic that BSI can be in the 6th position of Islamic banks in the world
Also read: BSI facilitates assisted MSMEs to export products to Bahrain and the UAE
Also read: BGN and BSI work together to support national nutrition programs
Welcome to the Future: BYOND by BSI!
God willing, BYOND by BSI can fulfill all of our hopes, providing comprehensive solutions to various community needs related to sharia banking services and the Islamic economic ecosystem.
Jakarta, ladies and gentlemen! Hold onto your hats (or hijabs, if you prefer) because PT Bank Syariah Indonesia Tbk (BSI) has just dropped the hottest new app in town: SuperApp BYOND by BSI. That’s right! Now you can have all your financial, social, and spiritual needs conveniently on your phone. If only my social life could get that much attention!
What Exactly is BYOND?
According to BUMN Minister Erick Thohir—who must be the world’s most enthusiastic cheerleader—this app aims to be a one-stop shop for all things Islamic banking. You’ve got your banking services, your Umrah, your Hajj… it’s like a concierge service but for your spiritual life. Just be careful not to accidentally book your Umrah for the same day as your yoga retreat. Talk about a scheduling conflict!
Innovating and Transforming Non-Stop
Erick’s praise doesn’t stop there. He’s all about making sure that BSI keeps innovating and growing. In fact, he’s so pumped about their prospects of opening a branch in Saudi Arabia that you can almost hear him chanting, “This is where the magic happens!” It’s always good to have a global strategy, especially when the world of finance is doubling as a high-stakes game of musical chairs. One wrong move and… well, let’s not think too darkly!
Security: Because We All Know How Things Can Go Wrong
Now, security is the name of the game here. BSI’s got multi-layered security to protect its customers, which is fantastic because, let’s face it, if you’re trusting an app with your hard-earned cash, you want a digital fortress, not a sandcastle. If those hackers come knocking, they’re going to need more than a spoon to get in!
And don’t think they’ll just let anyone waltz in. Users must enter their PIN and debit card data—because apparently, simply tapping the screen isn’t enough of a barrier. There’s also a fraud detection system that’s going to keep those mischievous hackers in check. It’s like having a bouncer at the nightclub, only this one’s much less likely to throw you out for wearing the wrong outfit.
The Features: Oh, the Delightful Features!
So, what features can you expect from BYOND? Let’s just say the list is extensive. From a seamless registration process to tailored financial solutions, BSI is pulling out all the stops. You want a lifestyle ecosystem? They’ve got it! More than 130 features ready to go—who knew banking could be so fun? It’s like a Swiss Army knife for your money!
BSI’s Commitment: A Financial, Social, and Spiritual Friend
BSI CEO Hery Gunardi had some strong words about BYOND being not just a banking app, but a true companion through life’s journey. Financial Friend, Social Friend, Spiritual Friend… Honestly, at this point, I’m expecting this app to send me an encouraging text after a particularly tough day!
Wrapping It Up
With a daily growth of about 10,000 users and already a million transactions totaling IDR 1 trillion, it seems like BYOND is only getting started. This isn’t just a banking app; it could well be a barometer for digital transformation in the Islamic economy. If they keep this up, who knows? They might just pave the way for a new generation of banking where you can send money, book a flight, and find inner peace, all before you finish your morning coffee!
So, whether you’re looking to pay your zakat or simply keep track of your spending, BYOND by BSI seems set to be the go-to resource. And if it can guard our finances as well as I guard my chocolate stash, we’re in for a treat!
With divine assistance, BYOND by BSI aims to realize our aspirations, offering integrated solutions that address various community demands concerning sharia banking services and the broader Islamic economic ecosystem.
Jakarta (ANTARA) – PT Bank Syariah Indonesia Tbk (BSI) proudly unveiled its innovative SuperApp, BYOND by BSI, designed to deliver comprehensive financial, social, and spiritual services that are more accessible and convenient than ever before, bolstered by advanced security measures.
BUMN Minister Erick Thohir commended BSI for its relentless drive to innovate and transform, underscoring the bank’s ability to thrive and evolve in today’s competitive landscape.
“With divine blessing, I believe BYOND by BSI can meet our collective aspirations, offering thorough solutions to meet various community needs connected to sharia banking and the Islamic economic framework. Additionally, future developments will likely see Umrah and Hajj services integrated into BSI’s accessible offerings,” noted Erick Thohir in a press statement issued in Jakarta on Monday.
This cutting-edge application is built on robust technological infrastructure, utilizing the latest advancements to enhance cybersecurity measures extensively.
BUMN Minister Erick Thohir emphasized the government’s commitment to supporting BSI in constructing a holistic and inclusive Islamic financial ecosystem. Currently, BSI is exploring the possibility of launching a branch in Saudi Arabia, following previous success in Dubai.
During the same event, BSI President Director Hery Gunardi articulated that BYOND by BSI embodies the bank’s continuous evolution in tackling the challenges presented by the digital age.
“BSI maintains its agility to develop new products in alignment with the digitalization trend. This transformation complements the new government initiative aimed at bolstering digital infrastructure,” Hery added.
Innovation at BYOND by BSI will adapt to the shifting and increasing demands of society, emphasizing convenience, speed, user comfort, and transaction security.
“Featuring a sophisticated and modern user interface, we strive to address the needs of an increasingly dynamic customer base, evolving in tandem with contemporary and future trends,” he said.
Since its launch on the App Store and Play Store on October 26, 2024, BYOND by BSI has attracted over 100,000 users within just two weeks. The application has experienced daily user growth of approximately 10,000, facilitating a remarkable one million transactions valued at around IDR 1 trillion during this period.
BSI Information Technology Director Saladin D Effendi remarked that adaptation and adoption are crucial in the fast-paced world of information technology, which serves as the foundation for the company’s ongoing innovations.
“At BSI, we are committed to fostering a digital transformation. It is essential for us to swiftly embrace new technologies while adapting to the existing technological ecosystem. BYOND is tailored to deliver a more intuitive and relevant banking experience, particularly appealing to a younger demographic seeking seamless transaction processes,” he stated.
BYOND by BSI distinguishes itself from BSI Mobile by offering five innovative solutions, focusing on technology upgrades, modernized application design, rebranding efforts, new operational methods, and an enriched ecosystem.
BYOND is equipped with robust security measures designed to protect customer data and ensure peace of mind for users. To activate their accounts, customers are required to input their PIN alongside their debit card details. A fraud detection system (FDS) has been implemented to identify any irregular transaction patterns.
The application features a hardware security module (HSM), which is a leading technology utilized for safeguarding PINs and customer data in a highly secure manner.
Each function of BYOND is rigorously tested across multiple domains—gray box, white box, and black box penetration tests—to eliminate vulnerabilities to potential exploitation.
“This application benefits from thorough firewall protections, while we also prioritize security measures from the customer’s perspective. Through these comprehensive steps, BSI aims to establish BYOND as a dependable application fortified with a robust multi-layer security system akin to a ‘double fortress’, integrating notifications, FDS, HSM, and card-based activation. In this way, customers can enjoy BYOND with confidence and security,” he confirmed.
SEVP Digital Banking BSI Saut Parulian Saragih asserted that BYOND’s introduction reinforces three key objectives of BSI for its customers: serving as a Financial Friend, a Social Friend, and a Spiritual Friend.
“By accentuating these values, BYOND emerges not merely as a banking tool but as a genuine companion that supports customers across diverse facets of their lives,” he stated.
Features of BYOND include a user-friendly and secure registration process, all-encompassing financial solutions, enhanced social and spiritual functionalities, and a lifestyle ecosystem.
BYOND aims to offer approximately 130 features available for users. Future updates will introduce new functionalities, prioritizing investments and lifestyle features, as part of BSI’s ongoing commitment to enhance the customer experience continuously.
Also read: Erick is optimistic that BSI can be in the 6th position of Islamic banks in the world
Also read: BSI facilitates assisted MSMEs to export products to Bahrain and the UAE
Also read: BGN and BSI work together to support national nutrition programs
Igorously designed to enhance the user experience, ensuring that banking is not just a necessity but also a pleasure. So, buckle up and get ready to explore a world where banking meets spiritual fulfillment, social connectivity, and ease of everyday transactions with BYOND by BSI!
### Key Takeaways
1. **Multifaceted Functionality**: BYOND by BSI is not an ordinary banking app. It blends financial services with social and spiritual needs, catering to a diverse audience.
2. **Strong Security Measures**: With multi-layered security protocols, including PIN entry and a fraud detection system, users can feel safe and secure while managing their finances.
3. **User-Centric Design**: The focus on creating an intuitive interface demonstrates BSI’s commitment to user comfort and adaptability to modern needs.
4. **Rapid Adoption and Growth**: In just two weeks since launching, BYOND has attracted over 100,000 users and processed a substantial number of transactions, showcasing its popularity and potential impact.
5. **Continuous Innovation**: BSI is focused on maintaining a competitive edge by constantly adapting to technological advancements and user preferences, ensuring that BYOND evolves with its clientele.
### Conclusion
In essence, BYOND by BSI appears to represent a significant leap forward in the world of Islamic banking, merging traditional banking with the modern digital ecosystem. Whether you wish to make seamless transactions, book spiritual journeys, or simply take charge of your finances, this app seems to encapsulate a holistic approach to banking for today’s users. With its rapid growth, it is poised to set new standards in the industry, giving customers more than just banking—they get a financial companion for life!
