“Buying a house: Should you invest in stocks or pay the down payment?”

2023-05-23 05:46:32

The down payment for buying a house is 4 million, but the husband only pays 1.5 million because the money is invested in the stock market. (Schematic / photo by Hou Shijun)

Recently, a wife said that because the husband and wife want to buy a house recently, the down payment needs to be 4 million. She thought that each of them would pay half, but her husband only had 1.5 million in cash and might only pay 1 million, because the rest of the money was locked up in the stock market. The house was registered in the husband’s name, “It’s weird to think regarding it followingward.”

The original PO recently posted on the Facebook group“Anonymous 3 Commune”Posted, “My husband has a higher income than me and has more savings than me. After marriage, we have separate management of property with my husband. I don’t like him controlling my money, so I hardly care regarding his money.” The down payment for buying a house is regarding 400 Wan, she wants to say 2 million is enough, because she only has 3 million in savings, and the remaining 1 million wants to be used for decoration, but my husband said that he only has 1.5 million in cash, because the rest of the money is in stocks, and I don’t want to be locked up. Sell.

The original PO said, “If I want to pay all my savings, it is 3 million! I was a little dumbfounded at the moment, and I didn’t answer him directly. The house registered his name.” Because my husband has a higher income, I used his name for the loan. It feels weird, it feels like being forced to pay more money, and then there is no guarantee.”

After this article was exposed, many people commented, “Isn’t it good to keep the money for yourself? It’s not that he doesn’t have money, he just doesn’t want to pay it”, “Ask a lawyer to handle the trust, and the lawyer will teach you how to do it. No disadvantages”, “Divorce is recommended for all relationship problems”, “Unless the house is jointly owned, you pay the down payment for others, unless you sign a contract for him and agree that you are only registering in your name, otherwise you must not register the house only under Mr. Name”, “Divorce, should I use it as a plate”.

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