PT Bank Negara Indonesia (BNI) recorded an increase in assets of 27% from IDR 845.6 trillion in 2019 to IDR 1,072.45 trillion in mid-2024. This also adds to the company’s achievements in recent years.
The main factor for this increase is consistent credit growth from IDR 556.77 trillion in 2019 to IDR 726.97 trillion in the first semester of 2024. The company spreads credit to the corporate sector, especially those related to infrastructure projects and customers. top-tier.
Apart from increasing credit, growth in third party funds (DPK) also plays an important role. BNI DPK increased from IDR 614.31 trillion in 2019 to IDR 772.32 trillion in the first semester of 2024.
BNI Corporate Secretary Okki Rushartomo said that the asset growth achieved by BNI cannot be separated from the comprehensive digital transformation and expansion of the global network.
“BNI is committed to becoming the leading digital bank in Indonesia, with a focus on increasing operational efficiency, expanding the range of services, and providing a better banking experience to customers through digital innovation,” said Okki, quoted in a press release, Thursday (26/9).
One of the pillars of the transformation carried out by the company is digitalization of all banking services, which allows BNI to further strengthen its position in the domestic and international markets.
Also read: BNI and Indosat Collaborate to Strengthen Financial Services and Information Technology
Application mobile banking BNI’s flagship, wonder by BNI, is one of the digital initiatives that has succeeded in attracting public attention. The three-dimensional financial features offered, namely Transactions, Insight and Growth, are designed to help customers manage their finances, plan for the future and grow their assets.
“This allows BNI to offer better financial solutions and reach more customers, which directly impacts asset growth,” said Okki.
The transformation carried out by the company also focuses on increasing competitiveness and strengthening corporate governance. BNI continuously strengthens governance through principles Good Corporate Governance (GCG) and sustainability which are expected to be able to encourage more solid and sustainable business growth in the long term.
Also read: BNI Wins 13 Infobank Banking Service Excellence Awards 2024
BNI’s business expansion into various market segments also increases the overall value of assets because it can open up new opportunities and strengthen the contribution of the various business sectors that BNI is involved in.
Apart from that, BNI is also carrying out corporate action in the form of a stock split in 2023, which aims to increase the liquidity of BBNI shares in the capital market.
“With the strategic steps implemented, BNI is optimistic that the transformation carried out will continue to improve the bank’s financial performance, strengthen market share, and encourage sustainable growth in the digital era,” concluded Okki. (Z-11)
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