BICENTENARIO BANK CREDIT 2024: How to apply? Applicants must meet a series of requirements to qualify for the benefits of the banking entity.
Read also: SAREN UNIVERSITY DEGREE 2024: How to register it? +GUIDE
BICENTENARIO BANK CREDIT 2024: How to apply?
He bicentenary Bank is a financial institution created in 2009. Today, it offers a variety of products and services adapted to the current needs of its customers.
How to apply for a loan at Banco Bicentenario?
If it is your first time applying for a loan from a bank and you don’t know how to do it, don’t worry. To do so, you will need to meet a series of prerequisites, such as:
- Be a natural person over 18 years of age.
- If you are a foreigner, you must be a resident in the country and have been here for a minimum of two years.
- Have been a Banco Bicentenario client for six months.
- One year of demonstrable employment continuity.
- You must have a history of bank loans and/or a credit card.
What are the requirements to apply for a personal loan?
The process for applying for a personal loan includes legal, economic, financial and guarantee requirements. Below we detail each one:
-Legal:
- Duly signed credit application form.
- Copy of the applicant’s and spouse’s ID cards (if applicable). If the marital status differs from that on the ID card, the applicant must have a legal document proving this.
- Tax Information Registry (RIF) file of the applicant (current) and spouse (if applicable).
-Economic:
- Copy of the 3 bank statements from the last three months along with the identification of the holder, reflecting the financial products that he or she has in other banks.
-Financial:
- Personal or joint balance sheet history (if married).
Additionally, If the applicant is dependent, he/she must present:
- Original employment certificate valid for a maximum of three months, written on company stationery with all relevant identification information.
- Copy of the last three payroll payment receipts.
While If the applicant is independent, he/she must include:
- Original income certificate, signed by a certified public accountant, issued on security paper. Also, valid for a maximum of three months.
- Latest Income Tax return (if applicable).
#BICENTENARIO #BANK #CREDIT #apply
2024-07-11 00:58:29