Personal Loans in the Chamber of Deputies: A Comedy of Errors
Well, well, well, if it isn’t the Chamber of Deputies playing their favorite game: “Who wants to be in debt?” Apparently, 26.2% of these esteemed representatives have personal loans! You know, those handy little financial tools that can make you feel like a million euros, but only if you ignore the fact that—oh wait, you owe at least 30,000 of those back to the bank! Rubén Gimeno, the technical secretary of the General Council of Economists of Spain, has assured us that these loans are meant for “anything other than real estate.” So, essentially, it’s like buying a shiny new toy instead of a house—classic impulse buying, isn’t it?
Now, let’s dive into the nitty-gritty. Each parliamentary group has at least one member juggling a personal loan. How delightful! It’s like a financial game of hot potato. The Republican Group leads the charge, with a stunning 43% of their deputies holding personal loans. I mean, they must be pretty good at playing “hide the debt,” or perhaps they’d just rather buy that latest model of their favorite luxury vehicle than getting, you know, *actual property*.
Following closely, we have the Popular Party—or as they might call it, the “We Love to Borrow” Party—with 33% of their members in similar financial waters. Look out for Sandra Pascual, Maria del Mar Gonzalez, and José Enrique Núñez—they don’t just borrow; they double down! They’re like the overachievers at a debt convention, managing to snag not one but *two* personal loans each. Bravo! Maybe they’ll start a support group: “Drowning in Debt but Still Smiling!”
And let’s not overlook our friends in Vox, where 30% of the deputies are also enjoying this borrowing bonanza. Leading the pack is Pablo Saez from Valladolid, who has really taken the cake by accumulating not one, not two, but a whopping three personal loans—all in 2022. A stellar achievement, truly! I can hear the applause now: “Three cheers for the man who loves credit more than his own bank account!”
As for the PSOE, they seem to be rather conservative when it comes to personal loans, with only around 20% of their deputies participating in this financial circus act. While the majority prefer to stay mum on the specifics, a few have let slip that they’re using their loans for, wait for it, buying a Volvo or funding an MBA. Because nothing says “I’m qualified to make financial decisions” quite like a shiny new car and an overpriced degree!
In the smaller parties like EAJ-PNV, JxCat, EH Bildu, and the ever-elusive Mixed Group, it appears our dear deputies are holding back. Only one member from each has a personal loan—perhaps they didn’t get the memo that borrowing is the new black!
Isn’t it astonishing? Half of the deputies also have at least a mortgage. It appears they’re not just racking up personal loans but living in rented misery, trying to see who can balance their debts while keeping a straight face in front of the public.
The Final Word
So, what’s the lesson here? In a room full of politicians, personal loans seem to be the preferred method of financial management—because why invest in assets when you can invest in, well, “borrowed potential”? As they juggle their debts like circus performers, at least they can afford to look good while engaging in this financial farce!
Remember: the next time you hear about our charming deputies’ decisions, think of their personal loans—because while they may be making laws, they sure haven’t clued into how to manage their finances.
Sources
- Declaration of assets and income of the Congress of Deputies
- Rubén Gimeno, Technical Secretary, General Council of Economists of Spain
26.2% of the Chamber of Deputies has personal loans, understood as “all those intended for the acquisition of anything other than real estate,” as explained by Rubén Gimeno, technical secretary of the General Council of Economists of Spain.
In each parliamentary group, at least one of the deputies has a personal loan, according to the analysis carried out by Newtral.es on the asset and income declarations of Congress. The Republican Group is where most members have it, 43% of the seven deputies maintain a personal loan with an entity.
The Popular Party is the second group with the highest proportion of deputies who enjoy this loan within the party, 33% of its members have at least one. Members like Sandra Pascual, Maria del Mar Gonzalez o José Enrique Núñez They are above the popular average and accumulate two.
Among Vox deputies, 30% of them have at least one of these loans. In fact, the parliamentarian for Valladolid Pablo Saez He is the deputy who accumulates the most credits of this type in Congress, with a total of three. All requested in 2022, which together add up to more than 27,000 euros.
The personal loan is not the most popular option for members of the PSOE, but still around 20% use it. When describing these financings, the majority choose not to specify the reason, while other deputies detail concepts such as buying a Volvo or afford a Master in Business Administration (MBA).
- In formations such as EAJ-PNV, JxCat, EH Bildu or the Mixed Group, only one of the components had personal loans.
Fuentes
Declaration of assets and income of the Congress of Deputies
Rubén Gimeno, technical secretary of the General Council of Economists of Spain