2023-07-31 03:14:58
At the same time, the expert hopes that the growth in mortgage rates will be insignificant, especially for government-supported programs.
— The Russian real estate market is only regarding 40 years old. For the last couple of years, the rates have generally been wow! But even now is still the best time to take a mortgage, – Stepan Podpyatnikov is sure. We’ll see what developers come up with. Many of them enjoy preferential rates and make interesting products. We are also looking forward to preferential mortgages for secondary housing, it will spur the market.
According to Finam’s expert Natalia Pyrieva, there are no weighty reasons for price growth now.
– Since the situation in the country remains extremely uncertain, it is still difficult to assess the prospects for the real estate market in 2024. Will the state maintain preferential programs or tighten the conditions for mortgage lending, by how much will the key rate rise, will inflation rise, and so on. Considering that prices on the real estate market are currently flat and do not really tend to correct, we can assume that by 2024 a new wave of growth will begin. Whereas the terms of mortgage lending will, in theory, become tougher. In such a scenario, it is more profitable to have time to buy real estate now, if we are talking regarding attracting mortgage funds, – advised Natalia Pyrieva.
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