Be careful! Five tips to protect your banking app

Smartphones are very useful in our daily lives but they also represent a risk to our personal and financial information, especially if our banking apps are compromised.

With the banking app you can make transfers from anywhere, manage your savings accounts, set spending limits and more, but you need to be careful, If your banking applications are “hacked”, your money is at risk.

Tips to avoid hacking your banking app

To prevent third parties from accessing your banking applications, we present some tips to take into account.

Choose a strong password

It is essential to protect banking apps is to choose a secure password that is difficult to guess, whether or not they have your personal information.

For this it is recommended that The password is at least 10 characters long, mixed case, and includes symbols.

It must also be avoid obvious patterns such as 12345 or words that can be guessed knowing your personal information such as the names of pets, family members or birthdays.

The same advice applies to the four-digit pin used for withdrawals at the ATM or authorizing operations in the application.

To keep our mobile banking password we should not use it for other applications, pages or social networks.

Activate two-step verification

Las Bank apps have the option to perform two-step verification when making transfers or authorizing withdrawals at the ATM without a card.

If you do not have it activated, it is advisable to do so. To do this, go to the app’s settings, this way more than just the password will be needed to perform these types of actions.

It is advisable to eliminate autocomplete from your banking applications, that is, do not complete your password and even username when you start typing it on the platform.

Do not connect to public WiFi

Connecting to an unsecured WiFi network in a public place poses a risk for our information.

Cybercriminals can take advantage of these open networks to access our cell phone data and content, including the information in our banking application.

On the contrary, use a virtual private network (VPN) is safer since it is technology capable of encrypting the user’s browsing so that it is fully protected.

And VPN It also protects our information when the network we connect to is not secure.

In addition, we must be careful when writing the username and password in the banking app when we are in public spaces, such as sitting on the bus or in a store, to prevent someone from seeing our information.

keep updated the bank app

Like the applications of social networks or games, the developers of banking apps release updates whose changes may not be obvious to the user but which guarantee better functioning and greater security.

Las Updates help make the app more secure and user data is more protected.

Remember that the phone’s operating system, whether iOS o Androidnotifies the user of these updates, so it is not necessary or recommended that you download them from internet sites that may not be official ones.

You can also enter Google Play o App Store on your cell phone and check your bank’s app among your installed applications. If there is a new update, you will see the “UPDATE” option.

Do not download unofficial apps

Currently there are a wide variety of applications, but not all of them are safe.

Los keyloggers They are infected apps that allow criminals to access all the information on your phone, including the keys you press, your email, social media accounts and banking applications, as well as saved or entered passwords.

For this reason, you must avoid installing applications from unknown sources, such as Internet pages, and only download those available in official stores such as Google Play.

It is important to be careful with the online pages that we access from our cell phone since they can download and install keyloggers as well as malware o Adware (applications that infect the phone with advertising) that violate our information.

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What to do if my mobile banking is “hacked”?

If your cell phone is lost or stolen, and it has your bank app installed, or if you detect that someone may have accessed it without your authorization (unrecognized charges or unauthorized transactions), these are some steps you should follow.

Report unrecognized movements to your bank
Cancel compromised debit or credit cards
You can request a new username and password for your banking app

Don’t forget to take care of your passwords, do not give personal and banking information on websites, phone calls or emails, and make your purchases on safe and verified sites.

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