Returning to transactions following the Lunar New Year holiday of 2023, banks simultaneously launched a program to give lucky “lucky” gifts to customers who transact and deposit money on the first day of Spring.
At Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), 16,000 lucky “lucky” gifts worth 100,000 VND will be given to customers who transact at counters and online, including savings accounts. Issuing or renewing cards, buying insurance online…
The program takes place only on the 6th day of Tet (January 27, 2023), starting at 8:00 am and will end at the end of the day or when the number of 16,000 gifts is exhausted.
If customers make transactions at the counter, Vietcombank staff will directly give cash to customers. If the transaction is online, Vietcombank The lucky money will be transferred to the customer’s payment account.
Also on the occasion of the new Spring of 2023, Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) offers many incentives to customers who deposit savings from VND 500 million, term of 6 months or more on special days.
Specifically, customers who deposit money on Than Tai day (January 10 of the lunar calendar, ie January 31, 2023 of the solar calendar) will receive lucky money worth 168,168 VND; deposit on International Women’s Day (March 8, 2023) female customers receive 183,183 VND.
Especially, from now until the end of the 10th lunar month (ie the end of January 31, 2023), when sending from 1 million VND deposits online on VietinBank iPay Mobile, customers will receive 10 times Loyalty bonus points.
In addition, when depositing from now until February 28, 2023, VietinBank customers will receive a prize code to participate in the lucky draw with SJC 9999 gold prizes with a total value of more than 7 gold trees.
[Chỉ thị của Thống đốc đầu năm 2023: Tăng trưởng tín dụng từ 14%-15%]
As a wish “Happy New Year, Prosperity, Great Sand,” Viet Capital Bank offers customers to trade in random lucky red envelopes from 50,000 VND to 200,000 VND. The program is applied for 4 days: 27, 30, 31/1/2023 and 1/2/2023 (ie 6th, 9, 10th and 11th lunar month).
In addition, savings customers will enjoy attractive interest rates and participate in the lucky draw with the gift set Iphone 14 Pro max 256GB + Apple watch series 8. Particularly for customers who transact on Digimi digital bank will have a chance to win 1 SJC gold thread.
Meanwhile, at Orient Commercial Joint Stock Bank (OCB), customers who deposit online on OCB OMNI digital bank from now until the end of March 15, 2023 will be able to participate in the lucky spin. Prize value from 10,000 VND to 100 million VND. In which, there are 10,000 prizes worth 50,000 VND, 4 prizes worth 20 million VND and 2 award worth 100 million. The total value of the program is nearly 1.4 billion VND.
On this occasion, Vietnam International Commercial Joint Stock Bank (VIB) also launched the program “Send ten thousand good fortunes and give it to your hand” with thousands of cash prizes worth from 300,000 to 500,000 VND.
Specifically, from now until February 5, 2023, for each transaction opening online savings, cash payment, international money transfer, remittance receipt or loan interest payment, valued from VND 100 million, customers individuals will be immediately issued with a winning code to participate in the lucky draw program.
Each customer will receive an unlimited number of bonus codes, the amount corresponding to every 100 million VND of valid transactions. The prize structure is cash worth 500,000 VND, 400,000 VND and 300,000 VND which are immediately transferred to the customer’s payment account at VIB.
In addition, customers who deposit online savings from 5 million VND, with a term from 1 month and successfully open a credit card, will be given VND 500,000 to their current account.
After the Lunar New Year is usually the time when idle cash flows massively back to the bank. Always considered as a safe investment channel, bank savings are forecasted to continue to bring stable profits for investors, especially when deposit interest rates are at such high levels.
According to statistics from Bao Viet Securities Company (BVSC), the average 12-month deposit interest rate at banks in January continued to increase by 0.07 percentage points compared to December 2022, to 8.49. %/year.
Even, according to the VNA reporter’s observations, the highest deposit interest rates at most banks are already above 9%/year, sporadically, approaching 10%/year as at Commercial Bank. Saigon Joint Stock Commercial Bank (SCB) 9.95%/year, Dong A Commercial Joint Stock Bank (DongABank) 9.75%/year…
Vietcombank Securities Company (VCBS) forecasts that deposit interest rates still have room to increase in 2023.
Le Phuong (VNA/Vietnam+)