2024-03-02 03:59:00
Bankinter has one of the best paid accountsin which you pay almost a 5 percent for your money. A great opportunity if your goal is, in addition to saving, to make your money profitable. And saving is surely the greatest objective of most Spaniards. However, it becomes a difficult end due to the precarious salaries and the high cost of living that we are suffering. However, there are methods with which it may be possible.
When we talk regarding savewe refer to the fact of “setting aside” a part of the money we earn in order to raise a larger amount with which to meet an objective, such as buying a home, a car or simply having a amount of money always available for unforeseen events. However, having money saved does not generate any benefit. That is why many people also consider hiring some Financial service.
The objective of hiring a financial service is so that the money we have saved gives us cost effectiveness. That is, being able to get extra benefits from the money we have without spending. A good option if you have this objective is to hire a paid account. What is this? It is a bank account that offers you interest on the balance you have in it. The difference with a traditional checking account is that it has the incentive of increasing your money with a series of competitive interest rates.
If you still don’t know regarding this service offered by banks like Bankinteramong others, we can summarize their advantages as follows:
- Interest is paid on the account balance. This means that your money increases over time.
- It is common for clients to be able to access their money whenever they want.
- In most cases, the entity does not require a minimum deposit, making it accessible to almost everyone.
- There is no fixed period during which you must have your money under this service.
Bankinter Payroll Account
According to experts, Bankinter is one of the best paid accounts you can hire today. It is worth remembering that we are talking regarding paid accounts to refer to the financial service offered by banks in which the client puts their money in demand deposits that offer benefits, but without assuming great risks, since they can withdraw the money when they need it. and also, without paying any type of penalty for it. However, the conditions of each agreement depend on the bank chosen.
Bankinter
In this sense, Bankinter offers one of the highest initial remunerations compared to other banking entities. In addition, it does not charge commissions to its clients for this service and you will always have your money at your disposal, which provides peace of mind. Specifically, it is the Bankinter Payroll Account, which without charging a commission, will pay the client 4.94 percent TIN the first year and 1.99 percent during the second year for the first 10,000 euros. However, the bank asks in exchange that you direct debit your payroll and some receipts, and make purchases with your card.
Requirements that you must meet
According to the official Bankinter website, to open a Payroll Account, specifically you must domiciliate a payroll of a minimum amount of €800/month. Make 3 payments per quarter with the card and direct debit 3 receipts per quarter. To do this, you only need your valid ID, a Spanish mobile phone (+34) and a mobile device with a camera. The way to hire it is one hundred percent online from the official Bankinter website and without having to go through any office.
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