2023-10-14 07:08:51
Recently, the incident of “a 100,000 yuan deposit being converted into financial management by a bank employee” in mainland China has attracted attention. (Picture/reproduced from Weibo)
In mainland China, the incident of “a 100,000 yuan deposit being converted into financial management by a bank employee” has attracted attention recently. On September 28, Hu Xianhong, a woman who lives in Xiangcheng City, Zhoukou City, Henan Province, reported that the 100,000 yuan (approximately NT$440,000) left to her by her husband following his death was transferred by bank employees and bought into financial products. She has been unable to use it until now. recover. In this regard, the bank manager argued that the actions of the financial management specialist were personal behaviors and had nothing to do with the bank.
“Daily Economic News” reported that Hu Xianhong went to the Xiangcheng Branch of the Industrial and Commercial Bank of China last year to transfer the due one-year time deposit of 100,000 yuan. As soon as she entered the bank’s business hall, she was greeted warmly by a staff member who proactively asked her what she wanted. What business to handle.
After learning that Hu Xianhong wanted to renew her time deposit, the staff recommended that there was a savings bank with a higher interest rate and asked her if she wanted to renew it. Hu Xianhong said that because her children had to pay tuition fees to go to school and needed money, they might only save for a one-year deposit. The staff member (whose name was later revealed to be Huang Chaojie) emphasized that this was a one-year deposit.
Hu Xianhong only has an education level of second grade in elementary school and is not very good at using self-service teller machines. With the help of the staff, she entered the password and completed a series of procedures. One year later, Hu Xianhong came to the Xiangcheng Branch of the Industrial and Commercial Bank of China once more to renew his deposit. Unexpectedly, following checking, the bank staff told Hu Xianhong that there was no money in her account.
When Hu Xianhong went to the Xiangcheng Branch of the Industrial and Commercial Bank of China for questioning, the lobby manager Kuang Manman admitted that Huang Chaojie was an employee of the bank and that what he did was a personal act and not a bank act. On September 8, Hu Xianhong registered with the Henan Provincial Letters and Calls Bureau; the Henan Provincial Letters and Calls Bureau transferred it to the Zhoukou City Letters and Calls Bureau for processing; the Zhoukou Letters and Calls Bureau transferred it to the Xiangcheng Letters and Calls Bureau; the Xiangcheng Letters and Calls Bureau transferred it to the ICBC Xiangcheng Branch for processing; Xiangcheng The branch will not accept it.
Subsequently, Hu Xianhong sued the Xiangcheng City People’s Court for a dispute over the savings deposit contract of the Xiangcheng Branch of the Industrial and Commercial Bank of China. The civil ruling issued by the court showed that the evidence provided by the plaintiff was not sufficient to prove the existence of a savings deposit contract relationship with the defendant, and the lawsuit by plaintiff Hu Xianhong was dismissed.
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