Banco del Tesoro offers loans of up to $4,000 Learn more (+Requirements)

He Treasury Bank provides loans to entrepreneurs (natural persons).

According to its website, the purpose of this credit is to promote its incorporation into the national commercial market, called Tesoro Emprendedor.

Requirements to obtain loans from Banco del Tesoro

• Addressed to: Natural Persons
• Credit modality: Loan / Line of Credit
• Destination of funds: Acquisition of raw materials, working capital, purchase
  of machinery and equipment, remodeling of premises, acquisition of vehicle
  (any means of transport), purchase of parts and/or spare parts, payment of
  suppliers.
• Rate: According to Plan.
• Financing: up to 24 months
• Flat commission: 0.5%
• Maximum Amount to Finance: According to the client’s payment capacity.
• Planes:

a) Seed Plan: The financing amount is up to $4,000 with a rate of 8% without a guarantor.

b) Basic Plan: The financing amount is up to $4,001 with a rate of 10% without a guarantor.

• Fiscal Stamp: If applicable.
• Disbursement: Depending on the type of product requested by the customer, paid
  in different current account(s) at Banco del Tesoro.
• Grace Period: Up to 3 months (if applicable)
  Note: Amounts approved in UVC according to the IDI of the day.

Benefits

• It allows for the full cancellation of payment commitments in advance.
• It allows obtaining financing to attend to production activities,
  marketing and service.
• Speed ​​in negotiation.
• It allows entrepreneurs to consolidate their operations and growth.

Natural person requirements

• Simple copy of the current identity card and/or copy of the passport.
• Copy of current Tax Information Registry (RIF). (personal)
• Copy of the RIF of the enterprise
• Certificate from the National Registry of Enterprises (RNE)
• Copy of the latest Income Tax Return (ISLR) form, if
  apply.
• Budget of the goods, merchandise, supplies or inputs; among others to be
  acquired, related to the credit requested.
• Application form for Credit for Entrepreneurs
• Photographic evidence of the activities you engage in and your networks
  social, in accordance with the criteria (guidelines, standards) of the Treasury Bank,
  C.A.
• Bank statements for the last three (3) months of the accounts that
  may be the case
• Guarantee: Bond (Basic Plan).