A car is a machine.
Therefore, an impossible situation can occur at any time due to some factors, such as an old model year or a problem with parts or systems.
Imagine a situation like this.
It’s not embarrassing if a car stops on a busy freeway on the way to work in the morning. If you unintentionally block your lane and see a long line of cars behind you, you can’t help but sweat.
In this case, the most urgent thing is to get the car out and make the traffic flow smoothly. However, for this to happen, a towing service to tow the vehicle must be performed quickly.
However, if the broken car is moved to a safe place through an urgently called toying car, or if it is taken to a nearby repair shop, you will have to pay much more than you think. It may vary by time, place, and distance, but in extreme cases, you will have to pay hundreds of dollars out of your pocket. Roadside assistance coverage is an add-on to your car insurance in case such a situation arises.
If you add this option at a cost of around $20 a year, you can get towing service insured within a certain distance. And the cost is much cheaper than a regular towing company.
It’s not just this. This coverage will help you in a number of emergency situations, such as a flat tire, a car that won’t start due to a dead car battery, when the car door locks and you can’t open the door with the key left in the car, or when the car gas runs out. can
Of course, there are other ways to get these roadside assistance services besides auto insurance. The most common is to become a member of the Southern California Auto Club (AAA). However, the towing distance varies depending on the membership type, and if you choose the long-distance towing option, you will have to pay a higher membership fee than insurance. In addition, there are cases where these services are not available even once a year.
Another option is to have your credit card company offer this service, which you should check in advance. As each credit card company has different service contents, some companies have to pay around $60 each time they use it, and some companies provide the service for free depending on the level of the credit card issued.
Finally, there are services provided by automakers. This varies from car company to car company and varies from as long as 5 years or 60,000 miles to 36,000 miles in 3 years.
There is one thing to keep in mind when using this service through car insurance.
If there is a problem with the car and it does not move, you must contact the insurance company directly for assistance and wait until the insurance company arrives. If you move your car through another towing company in a hurry, pay for it, and then claim it to your insurance company later, you may not be able to get your money back.
In fact, when one customer first contacted other towing companies to tow for regarding 7 miles, they asked for a minimum of $140 to $300, eventually settled through the insurance company for $65, and the job was completed with a very simple signing process.
Towings offered by insurance companies typically cover 10-15 miles, and cost around $75-100. However, if this customer had called another towing company in a hurry, the difference would not have been refunded.
Frequent towing service claims can increase your premium, but getting this service once or twice in an emergency won’t do much. In general, roadside assistance services from insurance companies are available regarding five times a year, but in California, such services are not related to premium increases.
And there is one thing I want to add. Some insurers sometimes argue with their insurers when they have a problem with their car and can’t use it for a long time due to repairs, because some insurers think they have a car rental option for their auto insurance.
The insurance company provides rental car insurance coverage that provides insurance coverage within a certain period of time following an accident report and approval from the insurance company when an accident rather than a breakdown occurs and you cannot use your car. In other words, you can only get insurance if your car body or mechanical repair is required due to an accident, such as a collision or contact.
Contact (800)943-4555, www.chunha.com
Park Ki-hong, CEO of HUB Chunha>
