Synchrony Joins Apple Pay as a Buy-Now, Pay-Later Option

Apple Pay users in the U.S. now have another flexible payment option too ​choose from. Synchrony,​ a leading financial services company,⁢ has been ⁤added as a buy-now, pay-later provider for Apple Pay ‍transactions. This integration allows⁣ iPhone and ⁣iPad users to access ‍Synchrony’s payment‌ plans⁣ when ​shopping​ online or ⁤in apps.

The⁤ addition ⁤of Synchrony was first noted in⁢ an updated apple ​support⁤ document,‌ where it joined⁣ other installment‍ providers like‍ Affirm and Klarna. This‌ move aligns with Apple’s strategy ‍to expand its⁤ payment ecosystem ⁣by collaborating with third-party financing services.

For those running iOS 18 or⁢ iPadOS 18, accessing‍ Synchrony’s payment ⁢plans is simple. During checkout with Apple Pay, users can select “Other ‍Cards &⁣ Pay Later Options” ​to explore available ‍financing choices. This feature provides a seamless ​way to ⁣split purchases​ into manageable payments without ⁢incurring interest⁤ or fees.

This development comes after⁤ Apple discontinued its in-house buy-now, pay-later service, Apple Pay Later, ‌in 2024. The⁣ service allowed eligible ⁤customers to divide purchases into four equal‍ payments​ over⁢ six weeks. While Apple Pay Later⁢ is no longer⁤ available, ​Synchrony, Affirm, ⁤and Klarna now​ offer similar financing solutions, ensuring users⁣ still ‍have access to flexible payment options.

Update: Shortly after the⁤ announcement, apple removed Synchrony from​ its support⁢ document, indicating ​that the integration is not yet live. However, this⁤ move signals Apple’s ongoing efforts​ to enhance its payment offerings and cater to diverse consumer needs.

Why This Matters

The inclusion of Synchrony in ‌Apple Pay’s lineup reflects the growing demand for flexible payment solutions.As more consumers ⁢seek alternatives to customary credit cards,buy-now,pay-later services have‍ gained significant traction. ⁣By partnering with ‌established providers like Synchrony, apple ensures its users have access to trusted ‌and convenient‌ financing‍ options.

This integration also highlights Apple’s commitment⁤ to evolving its payment ecosystem. By leveraging third-party expertise, Apple can focus on delivering a seamless user experience while‍ offering a variety of payment methods tailored to individual ⁣preferences.

What’s Next for Apple Pay?

With synchrony’s impending integration, Apple Pay continues to solidify its position as a versatile payment platform. As the service expands to more markets and partners with additional providers,⁢ users can expect even more innovative features⁢ and payment options in the future.

For now, iPhone and iPad users can look forward ​to accessing Synchrony’s payment‍ plans soon, making it easier⁤ than ever to​ manage purchases⁤ and⁣ stay within budget.