2023-10-07 13:45:17
In an interview with Le Monde, Patrice Vergriete gave his ideas for alleviating the housing crisis. And in addition to the rental problem, he intends to return to the charge concerning the relaxation of the conditions for granting real estate loans.
“Our goal is to cushion the shock.” Patrice Vergriete, Minister for Housing appointed last July, is aware that France is going through a real estate crisis and he intends to act, he announces in an interview in the world.
First of all, regarding credit. The minister will try to convince the banks to be less cautious when many do not use all the margin they have. But above all, Patrice Vergriete and Bruno Le Maire intend to return to the charge regarding the relaxation of credit conditions. “The governor of the Bank of France wants to remain in this cautious position, but with Bruno Le Maire, we are going to step up to the plate. The government is legitimate in leading this dialogue with the regulator, who must also hear that something is not working” .
Then, the minister recalls that the “zero interest loan for accession, rather than encouraging urban sprawl, will be reformed to concentrate on tense areas, whose perimeter is enlarged”. It targets 40,000 zero-interest loans in 2024, as many as in 2023. It intends to strengthen the attractiveness of real solidarity leases and it provides for subsidies and subsidized loans to help HLMs.
40% reduction
But above all, he wants to no longer favor seasonal rentals. “I therefore propose to no longer favor them and to align the taxation of furnished tourist accommodation, traditional furnished accommodation and empty rentals, with the same reduction of 40%,” he announces. This is a little less than what Bruno Le Maire predicted. In an interview with Parisian, Bruno Le Maire, the Minister of the Economy, announced that the tax reduction from which owners of furnished rental properties can benefit would go from 71 to 50%. “Today, around 100,000 rented homes in France benefit from a 71% tax reduction. It’s huge! It’s an incentive not to rent out your home, since you can earn so much money by three months than in a year!”, he explained. “We will reduce this tax reduction to 50% as for other furnished accommodation so that these Airbnbs return to the market,” announced the Bercy tenant.
Patrice Vergriete also wants to create a tool for regulating tourist accommodation made available to local authorities.
And finally, regarding the timetable, the minister is inflexible. He recalls that we are only talking about “673,000 housing units in the private rental stock whose label is G and which will have to be renovated by 2025. The urgency today is to move from G to F”. He adds that he wants to put in place a reinforced support system in co-ownerships. “We are also going to evolve and simplify the aid for 2024. There is one year and three months left to renovate the G, that seems doable to me. Let’s stop preaching renunciation,” insists Patrice Vergriete.
And he concludes: “We are going to change all the timetables and, in the end, there will be nothing left. Let’s stop finding excuses not to make the ecological transition. We do not have to choose between the climate crisis and the law to decent and affordable housing.
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