Within the continuous efforts to enhance the competitiveness of Abu Dhabi as an attractive and preferred destination for investments and competencies wishing to live and work in the emirate, and to facilitate the access of various members of society to health care services with the highest standards of quality and efficiency, the Department of Health – Abu Dhabi, in cooperation with the Department of Economic Development – Abu Dhabi, launched a flexible insurance option for health insurance in the emirate She pointed out that the launch of the document comes in response to the needs of the market, which contributes to attracting more investments and startups to Abu Dhabi.
The “flexible health insurance” document provides entrepreneurs and investors with an insurance option at a low cost and competition, with the possibility of adding other medical treatment services in agreement with the approved health insurance company. A number of groups can subscribe to the new insurance option according to conditions set by the Department of Health in coordination with health insurance providers. In the Emirate, where the health insurance provider evaluates the condition of the insured and his medical record to determine the eligibility requirements for inclusion in the “flexible health insurance policy”. The list of beneficiaries of the document includes investors, owners of free business licenses, their families and workers, expatriates residing in the emirate who work in the private sector, provided that his monthly income exceeds 5000 dirhams, and the family of expatriate residents and their workers who are not covered by health insurance by the employer, whether in the public or private sectors. .
The “flexible health insurance” policy is a qualitative addition to the health insurance options currently available in the emirate, including the enhanced and basic health insurance policies. The “flexible health insurance” policy is characterized by insurance coverage for the costs of treatment services amounting to 150,000 dirhams annually, 100% coverage for emergencies, and a participation rate by the insured of 20% of the cost of all outpatient medical services and 30% for medicines. Policy holders can benefit from health care services in a network of health care providers in the emirate, with the possibility of upgrading insurance coverage according to the patient’s needs.
Companies or individuals wishing to subscribe to the “flexible health insurance” policy can contact the health insurance companies as their current health insurance policy is regarding to expire to obtain more details and apply to subscribe to the flexible health insurance if the listing conditions are met.