4 Money Tips Millennials and Gen Z Won’t Listen To, According to Vivian Tu

4 Money Tips Millennials and Gen Z Won’t Listen To, According to Vivian Tu

‌ ⁣ ⁤ Stephen Lovekin / for AWNewYork / Shutterstock.com ⁢ ‌ ⁤

rnWhen ‌it comes to maintaining an air conditioning unit, many homeowners focus solely on the present needs of their cooling system.However, it’s essential ⁢to understand that ​properly caring for ‍your air conditioner can significantly impact⁢ its lifespan ​and energy efficiency, saving you money in the ⁤long run.rnrnRegular maintenance is key to keeping your AC unit running smoothly. This includes cleaning or replacing the air filters, checking and cleaning the ‍evaporator and‍ condenser ⁢coils, ensuring the thermostat is functioning correctly, and ⁤inspecting the refrigerant levels. ⁢Here are some tips to help you⁤ maintain your unit: rnrn1. ​ Clean or Replace Air Filters Regularly: Dirty air filters can restrict airflow,⁣ forcing the unit to work ‌harder and increasing‌ energy consumption. Check your filters ​monthly and replace them every 30 to 90 days, depending on‍ usage. rnrn2. Inspect and Clean⁣ Coils: ⁣The evaporator and condenser coils can accumulate dirt over time, reducing​ the system’s efficiency. Cleaning⁤ them annually can prevent this issue. rnrn3. Check Thermostat Settings: Ensure your thermostat is set to the desired temperature ‌and functioning properly. Consider upgrading to a programmable thermostat for better energy management.rnrn4. Monitor Refrigerant ‍Levels: Low refrigerant levels can indicate ⁢a leak ⁤or other issues. If you suspect a problem, contact a professional for assistance. rnrn5. Schedule Professional Maintenance: While DIY maintenance is helpful,hiring a certified technician for ​an annual inspection can identify and ​address potential problems early. rnrnBy following these steps, you can not only extend the life of your air conditioning unit but⁣ also reduce your energy bills and improve indoor air quality. Proper AC maintenance is an investment in your home’s comfort and efficiency.rn
4 Money Tips Millennials and Gen Z Won’t Listen To, According to Vivian Tu
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“Regular maintenance is the cornerstone ​of keeping your air conditioner running efficiently. It’s not just about comfort—it’s about‌ protecting ⁣your investment,” ‌says a HVAC expert.

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shared with Business Insider the top money tips millennials and Gen Z simply⁤ won’t listen‌ to. These tips are either outdated or no longer applicable⁤ in the modern era.⁢ Even those that could⁢ technically still‍ work aren’t as effective as⁣ they once were.

Here ⁣are four money tips younger ‌generations — ​namely, Gen Z ⁢and millennials — ⁤won’t listen to, according to Vivian Tu.

Pay Down Debt With a Second Job

Debt is, unfortunately, all⁢ too common.

But while the old ​advice of getting a second job ‍— or even a side hustle — to pay down debt might have been more ‍applicable in the past,⁢ millennials ‍and Gen Z don’t follow it as strictly ⁣anymore. Part of the ‌reason, according ⁢to Tu, is many younger workers ⁢are so tired of how expensive the world⁣ has become that the advice simply falls on⁢ deaf ears.

You can see rising costs in many areas of⁢ the world.In ‌the past 20 years, cumulative inflation ‌rate ‍have reached around 60%, according‌ to Consumer Price Index data. What this means is something that cost $100 in 2005 would now ‍cost around $160.

Housing prices are ​also up. The average sales price of homes in the U.S. in ⁤Q3‌ 2024‌ was $501,100, according‍ to the ‍Federal Reserve Bank of St. Louis. just a decade prior, it ​was $340,400.

There ⁢costs, ‍like tuition, have also skyrocketed over the years.

“when my ​parents went to college, tuition cost a banana, a quarter and a handshake,” said Tu. “But now, in order⁣ to go to college, at 17 or 18, you have to sign a binding piece of paper‌ that says, ‘I’m good for six figures.’”

Stop Eating Out

The ⁢ advice that you‍ should stop eating out to⁤ save money is‍ also largely ignored ‌these days.

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