Avrist encourages the importance of people having more mature financial planning through insurance. (Doc. PT Avrist Assurance (Avrist))
RESULTS of the Indonesian Basic Health Research (Riskesdas) show an increase in the prevalence of chronic diseases from 2013 compared to the 2018 Riskesdas results. Some of them are hypertension which increased from 25.8% in 2013 to 34.1% in 2013, stroke increased from 7.0% to 10.9%%, and cancer rose from 1.4% to 1.8%.
Avrist President Director Simon Imanto said that it cannot be denied that when someone suffers from a chronic disease, it takes quite a long time and requires quite a lot of medical costs to recover. This encourages the importance of people having more mature financial planning through insurance.
“So, when facing unexpected things such as critical illnesses, they can face them more calmly, considering the increasing health costs,” said Simon in an official statement, Sunday (10/11).
In this regard, he continued, his party has prepared a critical illness insurance product called Avrist Critical Saver. This product offers comprehensive protection of up to IDR 5 billion for critical illnesses, from early to late stages, as well as protection against the risk of death.
“Customers can get up to 250% of the sum insured with a protection period of up to 80 years of age,” he explained.
Avrist Business Director Jos Chandra added, Avrist Critical Saver offers flexibility for customers with various plan choices based on disease groups, such as cardiovascular, cancer, and nervous system and brain categories.
“This flexibility is the right complement for customers who already have health insurance because of the benefits provided to reduce treatment costs and post-recovery needs from critical illness,” said Jos.
Added by Agus Setiawan, as Avrist Finance Director who oversees Avrist Product Development, the uniqueness of Avrist Critical Saver is that if there is a claim or no claim, the premium that has been paid will be returned to the customer 100%. This also breaks the stigma that has emerged in society that having insurance is associated with throwing away money or forfeiting money when it is never used or claimed while the policy is active.
“In fact, with Avrist Critical Saver, customers can still get benefits from this product,” he said.
His party ensures its commitment to increasing insurance penetration which offers various superior products, including life, health, education, pension and group insurance, through various distribution channels. (E-2)
Avrist’s Sign of the Times: It’s a Financial Jungle Out There!
Ahoy, savvy readers! Gather ’round because we’re diving headfirst into the world where your health meets your wallet. And while it sounds like a bad episode of a reality show, it’s actually a pretty serious affair involving chronic diseases and—wait for it—insurance! Yes, indeed! The dry subject of financial planning just became your best pal.
Chronic Illnesses: The Unwanted Guests
Results from the Indonesian Basic Health Research, or as we like to call it, Riskesdas (because why not make it sound like a funky band?), tell us that chronic diseases are on the rise. Hypertension has made a massive leap from 25.8% in 2013 to 34.1% in 2018. Stroke isn’t far behind, shuffling from 7.0% to a strapping 10.9%. And cancer? Oh, it’s waltzed right in from 1.4% to 1.8%. A curious increase, much like the number of cat videos on the internet!
Simon Says: Plan or Panic?
Now, let’s hear from Simon Imanto, President Director of Avrist Assurance, who seems to wield a lot of wisdom—seriously, Simon should start a podcast. He claims that chronic diseases can cost a pretty penny to navigate. And while you can’t just wish them away, you can mitigate the financial fallout through mature financial planning with insurance. It’s all about facing those unexpected illnesses like a champ, equipped with the right paperwork and a reassuring “Do you have insurance?”
Meet Avrist Critical Saver: Your Financial Safety Net
So, what’s Avrist doing about it, you ask? They’ve rolled out the red carpet for their new brainchild: the Avrist Critical Saver! Sounds like a superhero, doesn’t it? This financial shield offers you comprehensive protection of up to IDR 5 billion for a multitude of critical illnesses—from the moment you feel off to the late-stage drama where we all start Googling symptoms and wondering if we’ve got WebMD’d ourselves into a corner.
Simon elaborates: “Customers might feel all warm and fuzzy, knowing they can get up to 250% of their sum insured with a protection span that reaches all the way to 80 years of age!” Talk about an insurance policy that ages well—like a fine wine or your favorite pair of dad sneakers.
Flexibility: The Name of the Game
Avrist’s Business Director, Jos Chandra, chipped in to tell us that the Critical Saver isn’t just a one-size-fits-all product. No sir! You get various plan options based on different disease groups. So whether it’s cardiovascular hiccups, cancerous trouble, or brain blunders, there’s a plan just for you! It’s like picking toppings on your ice cream, except this one will save your life (and maybe some money) instead of just making your taste buds happy.
Value for Premium: A Refreshing Change
And here’s the kicker, folks. According to Finance Director Agus Setiawan, the cherry on top is that even if you don’t claim anything, your premiums won’t just vanish into thin air. They’ll be returned 100%! So, waving goodbye to the age-old notion that insurance is just throwing money into a bottomless pit. With Avrist, it’s like playing a game of Monopoly where you actually get your money back instead of landing on Park Place and crying.
Wrapping Up: The Assurance of Assurance
In closing, Avrist Assurance isn’t just throwing around lofty promises. They’re committed to increasing insurance penetration and providing a robust portfolio, including aspects of life, health, education, pensions, and group insurance. So, if you fancy standing tall when life throws its curveballs, it’s time to do that financial planning tango, folks!
Protection period extending all the way to 80 years of age. It’s a safety net that lasts!”
### Interview with Simon Imanto, President Director of Avrist Assurance
**Editor:** Simon, thank you for joining us today to discuss the importance of financial planning through insurance, especially in light of the recent findings from Riskesdas regarding chronic diseases. What were your main takeaways from that report?
**Simon Imanto:** Thank you for having me! The results from Riskesdas indicate a troubling trend with the prevalence of chronic diseases on the rise. It’s essential for individuals to understand that as these health issues become more common, the financial implications can be significant. This underscores the need for mature financial planning through insurance to buffer against these unexpected health emergencies.
**Editor:** It sounds like you’re addressing a critical issue. Could you explain how Avrist is specifically responding to this challenge?
**Simon Imanto:** Absolutely. We recently launched the Avrist Critical Saver, a product designed to provide comprehensive financial protection against critical illnesses. With coverage up to IDR 5 billion, it ensures that customers are financially equipped to handle medical expenses, from early detection to late-stage treatment. Our goal is to help people face these challenges with greater calm and confidence.
**Editor:** That’s an impressive offering. Can you tell us a bit more about the features of Avrist Critical Saver?
**Simon Imanto:** Certainly! One of the standout features is the potential for customers to receive up to 250% of their sum insured. The plan offers flexibility with various choices based on disease groups—like cardiovascular issues, cancer, and neurological conditions. Plus, if a customer doesn’t file a claim during the policy term, their premiums are returned 100%. This really addresses a common misconception about insurance being a waste of money if unused.
**Editor:** That’s a significant incentive! How do you believe products like Avrist Critical Saver can change the perception of insurance among the public?
**Simon Imanto:** By demonstrating that insurance can be a valuable tool for financial security, rather than just an expense people fear losing, we hope to shift that narrative. With products like the Critical Saver, we aim to show that insurance is about planning wisely for life’s uncertainties, and ultimately protecting one’s financial future during challenging times.
**Editor:** Thank you, Simon, for sharing these insights and for helping us understand the critical role of insurance in financial planning amid rising health concerns.
**Simon Imanto:** Thank you for the opportunity to discuss this important subject. We encourage everyone to take financial planning seriously to ensure a brighter and healthier future.