The annual profit from the triple “injection” will reach 800 euros for the highest gatherings, 300 to 350 euros for the middle ones and 200 euros for the low ones.
However, those who leave in 2025, i.e. the new retirees, will have greater profits, as the changes underway in the calculation of their pensionable earnings will lead to a further increase in their compensatory pension with an annual benefit of up to 1,200 euros.
After the government’s announcements, the increase for pensioners in 2025 will be between 2.2% and 2.5%, with a prevailing rate of 2.5% or even higher, depending on the final estimate that will be made in October , as the increase depends on the course of inflation and growth for 2024. Their sum by 2 also gives the increase in pensions for 2025. So, if growth reaches 2.2% (instead of the 2.5% that predicted at the beginning of the year) and inflation stays at 3% to 3.1%, then the increase in pensions for 2025 will not be below 2.6% or 2.5%.
By this percentage, the national and compensatory pension will increase for old pensioners and those who apply until December 2024. The increase in the national pension will also apply to new pensioners who will apply in 2025, while the compensatory their pension will have the increase from the new system of determining the pensionable salary and from the years of insurance. The new system will “de facto” improve the new pensions, as wage increases are higher than inflation.
Retirees who have a personal difference balance will see a gain in their pocket as long as the increase is greater than the personal difference. Those who have a personal difference balance of more than 10 euros will receive the extraordinary allowance of 100 euros if they have a pension of 1,100 to 1,600 euros, 150 euros for pensions of 700 to 1,100 euros and 200 euros for pensions up to 700 euros.
The “Insurance and Pensions” insert publishes today all the tables with the new amounts of pensions as they are expected to be formed with the increases of 2025 for all categories of pensioners.
For pensions already paid, the rate of increase was calculated at a minimum of 2.6%.
For existing pensioners receiving low pensions of 500 to 600 euros the increase will be an average of 15 euros per month. Medium pensions of 1,000 to 1,400 euros will increase by an average of 33 euros per month, while high pensions of more than 2,400 euros will increase by more than 62 euros per month.
The 20-year full amount national pension is expected to be €437 in 2025, up from €426.17 in 2024.
The minimum limit of the widow’s pension, as well as the uninsured elderly pension, will be set at 409 euros, from 399.54 euros today.
When will the increase in pensions be paid and when will the allowance be paid?
The increase and allowance will be paid in December, around the 20th of the month. The order of payment will be first with the allowance to those who now have a balance of more than 10 euros and then the increase to all pensioners. The beneficiaries of the allowance will be ascertained in the November pension, where those with a balance of personal difference over 10 euros will be recorded. A pensioner who currently receives 1,226.17 euros, without personal difference, will get an increase of 31 euros. However, if he has a personal difference balance of even 25 euros, he will only get a 6 euro increase and a 100 euro allowance.
Increases in pensions per Fund
According to the tables published by the “Insurance and Pensions” insert, the average old-age pensions after the increase from 1/1/2025 are expected to be formed in various Funds as follows:
- At 555 euros for IKA pensioners with 20 years of insurance from 541 euros now and at 1,220 euros with 30 years of insurance and more than 1,189 euros which is now.
- At 1,317 for the State with 35 years and over, from 1,284 euros which is now, with an annual increase of 400 euros for 2025.
- At 1,377 euros for State pensioners with 40 years, from 1,342 euros now, with an annual increase of 418 euros for 2025.
- At 2,614 euros for pensioners of DEKO Funds and banks with 30 years of insurance or more, from 2,548 euros which is now, with an annual increase of almost 800 euros for 2025.
Accordingly, the disability and death pensions after the 2025 increase are expected to be structured by Fund as follows:
*In the IKA, the average disability pension will reach 592 euros in 2025, from 577 euros in 2024, and the average death pension will rise to 508 euros, with an annual increase of 156 euros.
*In the State, the average disability pension will reach 776 euros, from 756 euros today, while the average death pension will rise to 538 euros, with an annual increase of 168 euros.
*In the OAEE, the average disability pension will be 1,280 euros, from 1,248 euros today, with an increase of 384 euros on an annual basis, and the average death pension will rise to 814 euros, with an annual increase of 252 euros.
Pension increases old age for 2025 per Fund
| Funds and years of insurance | Pension 2024
(3% increase) |
Pension 2025
(up 2.5% from 2.6%) |
Monthly increase 2025 | Annual increase 2025 |
| PUBLIC | ||||
| 25 to 30 | 820 € | 841 € | 20,50 € | 246 € |
| 35 and above | 1.284 € | 1.316 € | 32,10 € | 385 € |
| IKA | ||||
| Up to 20 | 541 € | 555 € | 14 € | 169 € |
| 20 to 25 | 674 € | 692 € | 18 € | 210 € |
| 25 to 30 | 796 € | 817 € | 21 € | 248 € |
| 30 and above | 1.189 € | 1.220 € | 31 € | 371 € |
| DEKO & trabies | ||||
| Up to 20 | 785 € | 805 € | 20 € | 245 € |
| 20 to 25 | 1.170 € | 1.200 € | 30 € | 365 € |
| 25 to 30 | 1.659 € | 1.702 € | 43 € | 518 € |
| 30 and above | 2.548 € | 2.614 € | 66 € | 795 € |
| OAEE | ||||
| Up to 20 | 544 € | 558 € | 14 € | 170 € |
| 20 to 25 | 676 € | 694 € | 18 € | 211 € |
| 25 to 30 | 767 € | 787 € | 20 € | 239 € |
| 30 and above | 1.074 € | 1.102 € | 28 € | 335 € |
| OGA | ||||
| Up to 20 | 407 € | 418 € | 11 € | 127 € |
| 20 to 25 | 461 € | 473 € | 12 € | 144 € |
| 25 to 30 | 579 € | 594 € | 15 € | 181 € |
| 30 and above | 629 € | 645 € | 16 € | 196 € |
| ETA | ||||
| Up to 20 | 578 € | 593 € | 15 € | 180 € |
| 20 to 25 | 727 € | 746 € | 19 € | 227 € |
| 25 to 30 | 858 € | 880 € | 22 € | 268 € |
| 30 and above | 1.228 € | 1.260 € | 32 € | 383 € |
| NAT | ||||
| Up to 20 | 765 € | 785 € | 20 € | 239 € |
| 20 to 25 | 904 € | 928 € | 24 € | 282 € |
| 25 to 30 | 1.144 € | 1.174 € | 30 € | 357 € |
| 30 and above | 1.499 € | 1.538 € | 39 € | 468 € |
| ETAP-MME | ||||
| Up to 20 | 585 € | 600 € | 15 € | 183 € |
| 20 to 25 | 1.011 € | 1.037 € | 26 € | 315 € |
| 25 to 30 | 1.075 € | 1.103 € | 28 € | 335 € |
| 30 and above | 1.718 € | 1.763 € | 45 € | 536 € |
* Gross pension amounts. If there is a personal difference, it is offset by the increase.
Pension increases disability – death for 2025 per Fund
| Funds and pension category | Average pension 2024 (3% increase) | Average pension 2025 (2.6% increase) | Monthly increase 2025 | Annual increase 2025 |
| IKA | ||||
| Disability | 577 € | 592 € | 15 € | 180 € |
| Death | 495 € | 508 € | 13 € | 156 € |
| PUBLIC | ||||
| Disability | 756 € | 776 € | 20 € | 240 € |
| Death | 524 € | 538 € | 14 € | 168 € |
| DECO-BANKINGN | ||||
| Disability | 1.221 € | 1.253 € | 32 € | 384 € |
| Death | 899 € | 922 € | 23 € | 276 € |
| OAEE | ||||
| Disability | 1.248 € | 1.280 € | 32 € | 384 € |
| Death | 793 € | 814 € | 21 € | 252 € |
| OGA | ||||
| Disability | 523 € | 537 € | 14 € | 168 € |
| Death | 197 € | 202 € | 5 € | 60 € |
| ETA | ||||
| Disability | 1.121 € | 1.150 € | 29 € | 348 € |
| Death | 780 € | 800 € | 20 € | 240 € |
| NAT | ||||
| Disability | 602 € | 618 € | 16 € | 192 € |
| Death | 774 € | 794 € | 20 € | 240 € |
| ETAP-MME | ||||
| Disability | 1.110 € | 1.139 € | 29 € | 348 € |
| Death | 871 € | 894 € | 23 € | 276 € |
* Gross pension amounts.
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