Health insurance is a vital service offered by the Kingdom of Saudi Arabia, as it provides individuals with essential medical services in the event of illness or the need for medication. The health insurance inquiry service plays a crucial role in helping individuals verify whether their insurance is valid and identifying the insurance company they belong to, ensuring that all their health rights are protected.
Steps to Inquire About the Validity of Health Insurance for Residents in the Kingdom of Saudi Arabia
The Absher platform has outlined several steps for individuals to inquire about health insurance for non-Saudi residents, which include the following:
Read also:What is the customs duty rate in Saudi Arabia? What are the steps to inquire about duties for personal goods?Which establishments in Saudi Arabia are exempt from VAT?
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Visit the Saudi Absher platform website using the direct link found here.
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Select the “Absher for Individuals” tab.
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Log in using your username and password.
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Enter the verification code displayed on the screen.
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Click on the “Login” button.
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Select the “Electronic Inquiries” icon.
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Click on the “Passports” icon.
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Select the “Insurance Validity Inquiry for Residents” service.
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Input your residence card number and postal code.
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Click on the View box to display all your health insurance details.
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If the document appears green, it indicates that it is still valid and has not expired.
Steps to Apply for a Health Insurance Document in Saudi Arabia
To obtain health insurance through an insurance company, the applicant must follow these steps:
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The employer must initiate the insurance application with the company.
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The policyholder must approve the most suitable offer and receive the company’s written approval.
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Pay the insurance premium as agreed upon with the company.
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The insurance company will issue the document, upload the names to the document issuance system, and print the cards.
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The policyholder signs the insurance policy, receives the cards, and obtains explanatory brochures to distribute to the insured individuals.
Mandatory Health Insurance for Workers in the Public and Private Sectors
Since the year 1430 AH, employers have been mandated to provide health insurance for all employees and their family members, including wives and children (males up to 25 years of age and unmarried or divorced, non-working females), regardless of age, gender, or nationality, whether Saudi or non-Saudi.
Steps to Inquire About Medical Insurance for People Coming from Outside the Country
To inquire about health insurance for expatriates coming from abroad, follow these steps:
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Visit the page dedicated to inquiring about health insurance for expatriates from abroad on the Health Insurance Council website here.
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Enter your passport number and the verification code shown on the screen.
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After entering the required information, click on “Submit Request.”
Target Groups of the Health Insurance Policy
The health insurance system in the Kingdom of Saudi Arabia is designed for various groups of individuals and includes categories such as:
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Disabled individuals and their families to ensure they receive adequate health care.
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Saudis employed in the private sector.
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Residents and non-Saudis working in the private sector until health insurance is made available to them as part of health and precautionary measures.
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Residents of the Kingdom who do not have health insurance from any other source.
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The right to obtain insurance for a non-Saudi wife married to a Saudi, as well as children of a Saudi mother from a non-Saudi husband, in accordance with the laws and regulations of the health insurance system in the Kingdom.
Health Insurance Services
Health insurance in the Kingdom of Saudi Arabia encompasses a broad range of medical services aimed at providing care to the beneficiaries of insurance, including:
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Access to treatment in medical clinics, conducting necessary medical examinations and tests for accurate diagnosis, and providing required medications.
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Performing medical examinations, comprehensive tests, and imaging when necessary.
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Receiving vaccinations and immunizations to prevent infectious diseases and viruses.
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Providing special care for mothers and children to ensure their health and safety.
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It should also be noted that health insurance costs vary based on age, with fees determined according to the individual’s needs and services related to their age.
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Health insurance is a critical service provided by the Kingdom of Saudi Arabia. It ensures individuals have access to necessary medical services in the event of illness or the need for medications. The health insurance inquiry service plays a vital role by helping individuals verify their insurance validity and identifying the insurance company to which they belong, thus safeguarding their health rights.
Steps to inquire about the validity of health insurance for residents within the Kingdom of Saudi Arabia
The Absher platform offers a streamlined procedure for non-Saudi residents to inquire about their health insurance status. Follow these steps:
Read also:What is the customs duty rate in Saudi Arabia? What are the steps to inquire about duties for personal goods?Which establishments in Saudi Arabia are exempt from VAT?
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Access the Saudi Absher platform by clicking here.
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Select the “Absher for Individuals” tab.
-
Log in using your username and password.
-
Enter the verification code displayed on the screen.
-
Click the “Login” button.
-
Click on the “Electronic Inquiries” icon.
-
Next, click on the “Passports” icon.
-
Select the “Insurance Validity Inquiry for Residents” service.
-
Enter your residence card number and postal code.
-
Click on the View box to display your health insurance details.
-
If the document appears green, it indicates that your insurance is valid and has not expired.
Steps to apply for a health insurance document in Saudi Arabia
To apply for health insurance through an insurance company, the following steps should be followed:
-
The employer must initiate the insurance application through the company.
-
The policyholder needs to approve the best offer, along with receiving the company’s written approval.
-
Pay the insurance premium as per the agreement with the company.
-
The insurance company then issues the document, uploads the names to the document issuance system, and prints the necessary cards.
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Finally, the policyholder signs the insurance policy, receives the cards, and obtains explanatory brochures for the insured.
Mandatory health insurance for workers in the public and private sectors
Since 1430 AH, employers have been obligated to provide health insurance for all employees and their family members, including spouses and children (males up to 25 years and unmarried or divorced non-working females), irrespective of their age, gender, or nationality, whether Saudi or non-Saudi.
Steps to inquire about medical insurance for people coming from outside the country
To check health insurance for expatriates coming from abroad, follow these steps:
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Visit the Health Insurance Council’s dedicated inquiry page here.
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Enter your passport number and the code shown on your screen.
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After entering the information, click “Submit Request.”
Target groups of health insurance policy
The health insurance system in Saudi Arabia targets diverse groups, including:
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Disabled individuals and their families to ensure they receive necessary healthcare.
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Saudis employed in the private sector.
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Residents and non-Saudis employed in the private sector, ensuring they have health insurance coverage.
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Residents lacking health insurance from other entities.
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Entitlement for a non-Saudi wife married to a Saudi and children of a Saudi mother from a non-Saudi husband, per the regulations.
Health insurance services
Health insurance in the Kingdom of Saudi Arabia encompasses various medical services aimed at providing beneficiaries with essential care, including:
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Access to treatment at medical clinics, diagnostic tests, and necessary medications.
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Conducting complete medical examinations and imaging when necessary.
-
Vaccinations and immunizations to prevent infectious diseases.
-
Specialized care for mothers and children to ensure their wellbeing.
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Note that the cost of health insurance fluctuates according to age, with fees adjusted based on individual requirements and services.
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