EASY registering for paylater, as well as the flexibility of the services provided, plus this service has been integrated with well-known e-commerce in Indonesia, making this payment method increasingly popular.
As one of the largest e-commerce in Indonesia, Bukalapak also provides Bukalapak paylater payments, which has officially collaborated with Kredivo.
However, if you look at the easy PayLater registration requirements, is this credit service suitable for students to access? Let’s look at the explanation.
Suitable to meet student needs
As a student who wants to prepare to compete and compete in the world of work, you definitely have a need to support your study activities. Especially adequate laptops and gadgets.
For certain majors, you usually also need a laptop or gadget with special specifications so that coursework can be processed well, for example design or animation majors which require a laptop with high specifications. The higher the laptop specifications, the more expensive the price will be.
As a result, the Bukalapak paylater payment method option might be a way to make payments easier.
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Make sure you have income before applying for paylater
However, there is one thing that students must have before applying for paylater, namely a certain income every month. Because, if you don’t have a certain income, how can you pay your bills every month?
Therefore, as a student who has many needs, try to find part-time or freelance work according to your respective field.
If you already have a certain income every month, then register with paylater which has a minimum income requirement according to your income.
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If you want to use the Bukalapak paylater payment method which has exclusively collaborated with Kredivo, then you must have the following conditions:
- Indonesian citizen (WNI) status
- Aged between 18 to 60 years
- Domiciled in Indonesia
- Minimum income of IDR 3,000,000 per month
If you want to register as a Premium Kredivo account, which can get the opportunity to have a limit of IDR 50 million and installment services of up to 12 months, there are additional requirements, namely domiciled in the following areas:
Greater Jakarta, Bandung, Surabaya, Semarang, Palembang, Medan, Bali, Yogyakarta, Solo, Makassar, Malang, Sukabumi, Cirebon, Balikpapan, Batam, Purwakarta, Padang, Pekanbaru, Manado, Samarinda, Kediri, Tasikmalaya, Tegal, Lampung, Banjarmasin, Pontianak, Cilegon, Bontang, Tanjung Pinang, Metro, Dumai, Gowa, Maros, Banyuasin, Deli Serdang, Brebes, Karanganyar, Banjarbaru, Karawang, Mojokerto, Sukoharjo, Demak, Klaten, Kendal, Kudus, Banyuwangi, Bitung, Kampar, Minahasa and North Minahasa.
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Choose a pay later with low interest
Don’t just choose a paylater, make sure the paylater company you choose has low interest or meets OJK standards, namely no more than 0.8% per day.
Don’t worry, if you use Kredivo as a Bukalapak paylater payment, then you can enjoy interest services starting from 0% for tenors of 1 and 3 months.
For longer tenors, you are charged low interest, only 2.6% per month for tenors of 6 and 12 months.
Plus, Kredivo can be used not only at Bukalapak, but at thousands of online and offline merchants who have collaborated, such as Lazada, Bukalapak, Blibli, IKEA, Informa, Erafone, Digimap and so on.
Come on, download the Kredivo application on the Play Store or Apps Store, then get the opportunity to get a maximum limit of up to IDR 50 million. (RO/Z-1)
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