Preparing for Retirement: The Importance of Writing a Will and Distributing Finances

Preparing for Retirement: The Importance of Writing a Will and Distributing Finances

2024-02-29 16:13:18

He Dulin, 58, began to prepare for retirement and even wrote a will to distribute his finances. He admitted that this was a process of sorting out the close relationships with the people around him, and he was surprised to find out from his friends that before giving someone a house, he had to first save a “tax source” for the other person. “If the person I give it to doesn’t have the money to pay the inheritance, If the house is taxed and the house is taken away by the government within the time limit, it will be meaningless.”

He Dulin said that his friend Luo Peiying passed away 3 years ago. At the farewell ceremony, Yu Meiren reminded everyone to write a will as soon as possible, “It’s useless to talk regarding it. If you don’t write it down, you can’t give it to those who are good to you. Later, when the epidemic hit the world, there was a panic. , I realized that people can leave at any time, and I don’t know how many people will be left behind, so I officially asked a lawyer to handle this matter.”

He Dulin does not invest or touch stocks. After he started working in his 20s, he bought his first house for his mother. After that, he saved money to buy a house. He owns more than 5 properties. The lawyer spread out his finances and told him directly “You can’t spend it all in your life.” And the process of making a will is not easy. How to give it fairly has become a worry. “There are always five fingers that are long and short. For example, when I give my brother’s children, whoever works hard and who doesn’t It’s not fair to give them the same money for hard work, but it’s also unfair to give them different money, and in the process, all the memories of life come flooding back.”

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In the end, he decided not to care. Everything should be given equally to everyone. If you particularly like any junior, you can add more to it while you are still alive. “It’s really difficult. That’s why there are so many news regarding inheritance. I’m going to spend it as hard as I can now, and there’s nothing I can do if I can’t spend it all in the end. The will has been notarized.” As for how to spend it, he thought regarding the rest of his life. After deducting the time spent lying in bed and running to the hospital, he roughly calculated how many years he might eat and drink well. “Now I know that the remaining life is precious, and I don’t have any houses left. They are all on the market.” Sell”.

He prepares for retirement because if he doesn’t think clearly, once he suddenly retires, “then he sleeps for three months, and then many people become depressed, so retirement requires practice.” When he went on location to the United States and Canada to comfort the overseas Chinese, he was greatly shocked. “Why can foreigners live such a leisurely life, but Asians have to live a mediocre life? So I want to go to different countries to try different lives, but there is no need to immigrate. In winter I go to Bangkok, and I go to Canada in the summer. I just need to follow the comfortable seasons and stay there for a long time.”

The lawyer determined that he would not spend all his money in this life, but he would not squander it. He Dulin said, “I can’t eat Michelin every day. Although it is delicious, I can’t stand sitting there waiting for the chef to spend two hours to complete the work of art. I like to eat Yangchun noodles and dry noodles in the market. Whether the food is delicious or not has nothing to do with Michelin. My personality is that I don’t spend money randomly.” What he wants to change is his state of mind, accepting impermanence and then accepting aging. .

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He Dulin keeps one program on hand and spends the rest of his time looking for new interests. Reporter Wang Congxian/Photographer He Dulin has been practicing how to retire in the past two years. He said that retirement requires “preview”. Reporter Wang Congxian/Photographer He Dulin was frugal when he was young and used all his income to “save a house.”Reporter Wang Congxian/Photography
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