2024-02-17 08:30:00
Ce funding thus showed an increase of 14.2% compared to 2022, indicates Bank Al-Maghrib in its recent dashboard “Bank Loans-Deposits“.
According to the same source, assistance to households increased by 2.1% to 386.3 billion dirhams, covering an increase of 2% in home loans and 0.5% of consumer credits.
BAM also announces that in Q3-2023, the banks declare a relaxation of the criteria for granting consumer loans and an unchanged maintenance of those of housing loans. As for demand, it would have declined both for housing loans and for consumer loans.
As for the rate applied to new loans, they appear, in Q4-2023, generally stagnant at 5.95%, with an increase to 4.83% for housing loans and a drop to 7.18% for consumer loans. .
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