2023-12-30 13:00:06
The joker taxi guarantee: a little-known advantage of your car insurance
Little known to the general public, the “joker guarantee” or “joker taxi guarantee” is included free of charge in many car insurance contracts. This guarantee offers the possibility, under certain conditions, of benefiting from one or more return taxi journeys per year, a godsend, especially during the end-of-year celebrations when alcohol is often involved..
This guarantee aims to save lives by reducing the number of accidents during festive periods such as Christmas and New Year. Offered automatically or as an option, the “joker taxi guarantee” requires careful reading of your insurance contract to check your eligibility and terms of use.
Security and peace of mind for policyholders
The principle is simple but crucial: it allows the insured to return home by taxi, once or several times a year depending on their insurance contract. This option is particularly useful if you are unable to drive, whether due to injury, loss of contact lenses or alcohol..
This system has a double advantage. For the insured, it guarantees a safe return home without the risk of accident. For the insurer, it helps limit losses linked to drunk driving, especially during the holidays.
The conditions of access to this guarantee vary depending on the insurance
Access to this guarantee is, however, not uniform and varies from one insurer to another. The differences mainly concern the maximum distance covered between the place of support and the insured’s home, generally between 50 and 100 kilometers. Likewise, the taxi fare is often limited, with a ceiling set between 50 and 100 euros depending on the company.
It is important to note that this guarantee only applies to return journeys. The insured must therefore have used his vehicle for the outward journey in order to benefit from it.. Depending on the contracts, this option can be used one to five times per year.
A device particularly suitable for young drivers
Some insurance companies have chosen to extend this guarantee to all their customers, while others focus on young drivers, particularly those under 25 years old.. This approach is explained by the tendency of this category of policyholders to participate more frequently in alcoholic evenings.
The ” warranty taxi joker » is a little-known but extremely useful option included in certain car insurance contracts. It allows policyholders to benefit from a safe means of returning home in situations where they are unable to drive. A significant advantage which promotes road safety, especially during the end-of-year holidays.
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