2023-12-07 10:05:49
“Karam Phonphonklang” Open your mouth clearly and register to correct it. “Informal debt” It’s not debt forgiveness to zero. Confirmed that it can be managed if all parties cooperate.
At 3:30 p.m. on December 7, 2023 in the program “Pak Pak Kab Phakphum” on Thairath TV, Channel 32, hosted by Mr. King-Peerawat Athanak talked with the guest on the issue. That many people are watching: registration “Solving informal debt” After encountering problems with a brutal debt gang, the total amount rose to 100 million.
regarding this Mr. Comrade The debtor’s representative who complained revealed that he had registered online. But the system spins. Haven’t been able to get off yet. Haven’t registered at the center yet. for fear of the creditor knowing Afraid of having problems, now I’m giving up and not registering. Which is now 80,000 baht in debt, all borrowed from outside the system. Because you can’t get a loan in the system with the bank. There is no evidence to confirm anything. Even talking to employees or the bank and mightn’t get a loan, causing problems, so I came to get a loan from 4 informal lenders for a period of 2 years.
Now there is some clearing. The remaining debt is approximately 70,000 baht. In the past, I paid every day. It used to be from 150-200 baht per lender. As for the reason for borrowing outside the system, because there is no refuge at all We have to eat, we have to use everything. There’s 10 percent or 20 percent interest, even if it’s expensive, we have to take it. which when he demanded There are some who say not to miss many days, even though right now I’m afraid. But I want to solve the debt. and solve the problem Because rural people are in a lot of debt.
side Mr. Karom Phonphonklang Deputy Spokesperson for the Prime Minister’s Office revealed that he would like to offer support in the matter of getting over this debt. But the problem is regarding not having capital. to apply for a loan It is a normal rule for debt in the system. that must have securities and collateral For the case of debt repayment registration At this time, you can call to register via the telephone channel as well.
Many people will not register at the Debt Resolution Center because they are afraid. You have to get through it and show yourself. This solves the problem of debt outside the system. It is a negotiation to solve problems. By using the power to call creditors to mediate, there is a mediator who is a district chief or something else. Debt recovery means the creditor brings the money. It depends on how much it is, but the important thing is that the interest must not exceed the specified rate.
When asked whether the government debt registration can really solve the problem or not, Mr. Comrade Said that he might fix it if he really did it and got to the right point. Because sometimes online registration People who don’t have a phone can’t do that. It’s better to open registration desks at banks like this. Because it should be more certain, as many of their own friends have passed. and did not pass for online And then I just found out that there is a way to call number 1567 as well.
side Jae Ae creditor representative Revealing the opening of registration of debt outside the system, how will people who go to the government sector know that How true is the information he posted? Because someone took the money Not even half of the debt has been paid back yet. I will tell you what kind of interest, what kind of interest, which is regarding various debts for creditors. I would like to be able to solve the problem as well.
For example, in the case of a creditor who destroyed his shop. If you pick a cruel flower, you should be arrested. But some debtors know exactly how to cheat. When you know that the government will issue regulations, you can cheat and wait. For example, before Loi Krathong, a debtor came and said, I asked to go buy something and it wasn’t delivered until today. I myself told him to report it to the center. Then I will follow you to your destination. But good debtors There is one too. For calculating your interest, it’s 10,000 baht, sending 400 baht per day for 30 days and you’re done.
As for interest of 20 baht per month, I asked if it was once morest the law. Do you know? But people are poor because it really doesn’t exist. Going to get a loan from the bank really can’t get a loan. For example, I myself have never been able to borrow anything. There was no security for him. Or other people who want to borrow just one thousand from the bank. I want to use it to pay the electric bill. Can I get a loan? Probably not. But the person in debt wants that. Poor people really have no choice. If he had a choice There probably aren’t any rich people.
Therefore, you really have to talk to poor people. It doesn’t reach the point. Then when you come to open the registration box Said he would be completely free of debt. Do you think the creditors will agree? For the case of brutal demands Because we agreed and it was time to give it back. But some people keep taking turns. If there’s any problem, just tell us. But sometimes they refuse to transfer with the intention of cheating.
Mr. Karom Phonphonklang Therefore added: From what I’ve heard from the creditor’s side That said, actually releasing 5 percent in this matter, creditors can come and talk with the agency. In the case of setting the center like this We must understand that The government is not going to forgive the debt. For people who are in debt It’s because the income doesn’t match the expenses. I understand the creditors and debtors. In this part, there must be a way to solve the problem. It may open a channel for BAAC or banks to help the people. We may have to call Khun Ae to talk too.
while Mr. Comrade Revealed that right now it is very difficult to recover debt outside the system. Creditors must come and inspect the house. Because of the creditors, they are probably afraid. But if there is mediation to restructure until the debt is zero. I probably don’t want to go back and borrow once more. But in the future, if we really need I would have to rely on it once more. Because I don’t know which way to go. But if the bank gives relief As the government actually says, it would be very good because people who work without securities Or something, it really doesn’t exist. For the loan, but if you have it, you have to pay it back.
However, Mr. Grade 1 In conclusion, he said Everyone in Thailand The amount of debt that is is household debt, which is very high But for debt in the system, there is already a solution according to the conditions. For those who really want to solve It is a matter of informal debt. We have to bring it into the system. Let creditors log in By having the debtor register because of debt problems is a person whose income is not enough So I want to tell you that when you log in debtor You must pay him. As for creditors, don’t make a living on other people’s suffering.
However, you can follow the list “Open your mouth and Pakpoom” together every Monday to Friday from 3:30 p.m. onwards on Thairath TV, Channel 32.
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