2023-11-30 02:46:32
PicPay, a company specializing in payment solutions, has just launched a subscription plan for iPhone users. The venture is in partnership with Allu, and the idea is to enable consumers to rent an Apple cell phone with insurance included and some other advantages. The catalog of devices offered for rent includes models from the iPhone 12 to the iPhone 15.
The launch of the subscription program took place last Wednesday (18), and follows a trend that has been adopted by some other financial institutions. Itaú, one of the best-known banks in Brazil, currently offers a subscription plan for Samsung Galaxy devices and iPhone.
According to PicPayconsumers will be able to sign a subscription contract to rent Apple devices valid for one year, with monthly payments starting at R$120. The company also highlights that, following this one-year period, the consumer will be able to exchange the device for a more recent model, or return it, without having to pay any additional costs other than the monthly fee.
PicPay also points out that in addition to taking a smartphone when subscribing to the subscription, the consumer will have access to some important benefits. One of the most relevant is insurance with protection once morest damage, theft and qualified theft. Therefore, if the device presents some type of defect, the contractor will have access to another Apple cell phone until the repair on his iPhone is completed. Furthermore, the company also highlights that the customer will receive a charger, film and protective cover.
Measures of this type are quite a move for PicPay to further popularize its brand in Brazilian territory, and here, the company has already managed to captivate a significant portion of consumers, to the point where there are platforms such as picpay bets. On these platforms, the consumer can make their deposits quickly and conveniently through the digital wallet offered by the financial institution, and in addition to the advantages already mentioned, the user can also use promotional offers to obtain an extra balance and place a greater number of bets. , without increasing costs.
Savings for the customer
Defending its new subscription program, PìcPay claims that consumers will achieve good savings when using the service. Fintech points out that if we consider the costs of purchasing a smartphone, accessories, plus taking out insurance, the subscription guarantees the consumer a cost reduction of up to 60%.
By way of comparison, the company points out that a iPhone 14 Pro Max of 128GB, it is currently sold for approximately R$8,170. But, with the subscription, this same device would cost R$3,559.11, so the consumer would be able to save up to R$4,000.
Even though it seems quite advantageous, the consumer must pay attention to the details, as the subscription program is valid for 12 months. Once this period ends, he will need to renew the contract if he wants to keep the iPhone or exchange it for a newer model. If the consumer chooses not to renew their subscription, they will need to return the device.
It is also worth remembering that Apple generally updates its devices’ operating systems for a long time, offering an average of six years of support. Therefore, if you are not in the habit of changing your smartphone every year, it may be more interesting to purchase an iPhone and spread the cost of the device during the years in which updates to your operating system will be available.
However, with this strategy, the consumer must also include the costs of purchasing accessories, such as a charger, as well as contracting insurance services, to make a more accurate calculation.
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