2023-11-15 10:48:43
Florence Lustman, the president of the France Assureurs federation, announced the essential increase in the insurance premium, to save the insurance system, which has been in deficit since 2015.
« It’s a plan that the whole world envy because in France, for 25 euros per year, you are covered once morest the consequences of natural events such as flooding. Since 2015, this regime has been financially in deficit and therefore indeed, it will have to be brought back afloat, but the most important thing is to perpetuate it because it is very protective of all French people in the face of this worsening. Today it is a rate of 12% on housing and it is a rate which is set by the State, so probably, we will have to increase this surcharge a little to finance the natural disaster regime, but frankly to sustain this diet, it’s worth it », Explained Florence Lustman, Tuesday morning, to Amandine Bégot on RTL.
Returning to the costs generated by the last two storms which hit the country, Florence Lustman recalls: “En comparison to other phenomena observed in France, the Ciaran and Domingos storms are in fifth position in terms of severity of damage ». « Infiltration, roofs torn off, more than 90% of the 517,000 claims reported relate to private homes, who will therefore turn to their insurer to finance the repairs. », further supported the president of the France Assureurs federation.
« It’s up to the State to do it, and it’s worth it to save this very protective insurance plan. »
The latter will support that there is “ a trend that everyone can unfortunately see is the worsening of natural events, worsening in terms of frequency, also worsening in terms of intensity. And so all of this has a consequence on the balance of this natural disaster regime which we must nevertheless remember is extremely protective of our fellow citizens”. Taking advantage, Florence Lustman recalled that the deadline for declaring your disaster in this region has been extended by one month. The deadline is therefore set for December 1, 2023.
« We have extended to one month to declare losses linked to these two storms because the priority in such events is to first put people in safety, to put property in safety, and of course to declare to your insurer as quickly as possible, but still in this order, and they are still on time for those who have not yet done so”she clarified.
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