2023-11-01 16:57:26
Blue Cross Blue Shield is made up of 34 independent and locally operated health insurance companies.
Blue Cross Blue Shield insurers comprise a large portion of health plans on the Affordable Care Act (ACA) marketplace at HealthCare.gov, where you can compare plans when you don’t have access to workplace health insurance. Blue Cross Blue Shield’s plans include preferred provider organization (PPO) plans, which aren’t as common in the marketplace as health maintenance organization (HMO) and exclusive provider organization (EPO) plans.
Blue Cross Blue Shield plans offer bronze, silver, gold and platinum tier level plans in the ACA marketplace. Platinum plans, which offer low out-of-pocket costs but higher premiums, are usually hard to find in the health insurance marketplace.
Members of certain Blue Cross Blue Shield plans can join Blue365 for free health and wellness discounts. There are discounts for fitness products, such as Fitbit, hearing and vision, such as Target Optical, and meal boxes from Freshly.
Members also get access to doctors and hospitals in more than 200 countries through Blue Cross Blue Shield Global Core.
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