2023-11-01 09:03:20
One chance in nineteen million of winning the jackpot is better than EuroMillions (one chance in 139 million) and the same as the Loto. But the Eurodreams jackpot, the new player catcher from Française des jeux (FDJ), is enough to make you dream: 20,000 euros per month for thirty years.
However, with the inflation that Europe has been experiencing for more than a year, diluting the total gain of 7.2 million euros over thirty years clearly works to the players’ disadvantage. High inflation tends to increase all prices: 100 euros spent in 2023 allows you to buy fewer things than in 2022.
The logic is therefore the same with the monthly annuity of 20,000 euros: except in the unlikely event of deflation, the purchasing power provided by this lot can only decrease over time. To demonstrate this, we suggest you visualize how this purchasing power would evolve over a period of thirty years. With an inflation level of 4% per year on average, the last pensions of 20,000 euros received in 2053 would be equivalent to 6,413 euros in 2023.
Another potential bad news lies in the Eurodreams rules, which specify that the jackpot can only be won ” in the limit “ of three winning combinations among the many participating European countries. Clearly, if four players were to have the six winning numbers and the “dream number”no more question of receiving a monthly pension of 20,000 euros: the lucky winners would share 21.6 million euros equally.
However, the regulation provides that in this case, the prizes are paid in one go, rather than in the form of a monthly annuity. Which, in these inflationary times, would be a better operation for the winners.
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